<standards name='CO'><title>Colorado Standards in Economics and Personal Finance</title><content><![CDATA[<font color='#333333'><p>These standards are current as of <b>2010</b>. No Internet connection was detected. When you have an Internet connection, the application will automatically look for updated standards for your state.</p><br><p>Visit the <a href='asfunction:gotoWebPage,http://ve.councilforeconed.org/library/state-standards.php?state=co'>web site</a> to learn more.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Content Area: Economics</p><p>----------------------------------------------------------------</p><p class='contentarea'>Standard: 3.1.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Preschool</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>People work to meet wants and needs</textformat></li><li><textformat leftmargin='30'>Explain that people work (produce) for an income</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147814|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Preschool</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>People work to meet wants and needs</textformat></li><li><textformat leftmargin='30'>Discuss that money is used to buy items that the student or family wants</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147815|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Preschool</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>People work to meet wants and needs</textformat></li><li><textformat leftmargin='30'>Give examples to distinguish spending from saving</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147816|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Preschool</p><br><li>Economics: Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Recognize money and identify its purpose (PFL)</textformat></li><li><textformat leftmargin='30'>Recognize coins and currency as money</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147817|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Preschool</p><br><li>Economics: Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Recognize money and identify its purpose (PFL)</textformat></li><li><textformat leftmargin='30'>Identify how money is used as a medium of exchange</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147818|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Preschool</p><br><li>Economics: Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Recognize money and identify its purpose (PFL)</textformat></li><li><textformat leftmargin='30'>Discuss why we need money</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147819|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Kindergarten</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Ownership as a component of economics</textformat></li><li><textformat leftmargin='30'>Give examples of ownership of different items </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147820|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Kindergarten</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Ownership as a component of economics</textformat></li><li><textformat leftmargin='30'>Recognize and give examples one person may want to use another?Ûªs object and that this requires asking permission and sharing</textformat></li><br><textformat leftmargin='40'><p><b>No lessons have a strong correlation to this standard.</b></p></textformat><br><p class='contentarea'>Standard: 3.2.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Kindergarten</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Discuss how purchases can be made to meet wants and needs (PFL)</textformat></li><li><textformat leftmargin='30'>Identify the difference between personal wants and needs</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147822|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Kindergarten</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Discuss how purchases can be made to meet wants and needs (PFL)</textformat></li><li><textformat leftmargin='30'>Give examples of the difference between spending income on something you want versus something you need</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147823|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>First Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>People work at different types of jobs and in different types of organizations to produce goods and services and receive an income</textformat></li><li><textformat leftmargin='30'>Give examples of different types of business and the goods and services they produce for the community</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147824|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>First Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>People work at different types of jobs and in different types of organizations to produce goods and services and receive an income</textformat></li><li><textformat leftmargin='30'>Give examples of types of jobs people in your family have</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147825|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>First Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>People work at different types of jobs and in different types of organizations to produce goods and services and receive an income</textformat></li><li><textformat leftmargin='30'>Recognize that people have a choice about what kinds of jobs they do</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147826|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>First Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Identify short-term financial goals (PFL)</textformat></li><li><textformat leftmargin='30'>Define a short-term financial goal</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147827|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>First Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Identify short-term financial goals (PFL)</textformat></li><li><textformat leftmargin='30'>Identify examples of short-term financial goals</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147828|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>First Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Identify short-term financial goals (PFL)</textformat></li><li><textformat leftmargin='30'>Discuss sources of income needed to meet short-term goals such as but not limited to gifts, borrowing, allowances, and income</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147829|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Second Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>The scarcity of resources affects the choices of individuals and communities </textformat></li><li><textformat leftmargin='30'>Explain scarcity </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147830|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Second Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>The scarcity of resources affects the choices of individuals and communities </textformat></li><li><textformat leftmargin='30'>Identify goods and services and recognize examples of each </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147831|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Second Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>The scarcity of resources affects the choices of individuals and communities </textformat></li><li><textformat leftmargin='30'>Give examples of choices people make when resources are scarce</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147832|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.d.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Second Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>The scarcity of resources affects the choices of individuals and communities </textformat></li><li><textformat leftmargin='30'>Identify possible solutions when there are limited resources and unlimited demands </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147833|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Second Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Apply decision-making processes to financial decisions (PFL)</textformat></li><li><textformat leftmargin='30'>Identify components of financial decision-making including gathering, evaluating, and prioritizing information based on a financial goal, and predicting the possible outcome of a decision</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147834|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Second Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Apply decision-making processes to financial decisions (PFL)</textformat></li><li><textformat leftmargin='30'>Differentiate between a long-term and a short-term goal</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147835|false|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Third Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Describe producers and consumers and how goods and services are exchanged</textformat></li><li><textformat leftmargin='30'>Describe the difference between producers and consumers and explain how  they need each other</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147836|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Third Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Describe producers and consumers and how goods and services are exchanged</textformat></li><li><textformat leftmargin='30'>Describe and give examples of forms of exchange topics to include but not limited to trade and barter</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147837|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Third Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Describe producers and consumers and how goods and services are exchanged</textformat></li><li><textformat leftmargin='30'>Describe how the exchange of goods and services between businesses and consumers affects all parties</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147838|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.d.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Third Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Describe producers and consumers and how goods and services are exchanged</textformat></li><li><textformat leftmargin='30'>Recognize that different currencies and forms of exchange that exist and list the functions of money to include but not limited to such topics as medium of exchange, store of value, and measure of value</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147839|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.e.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Third Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Describe producers and consumers and how goods and services are exchanged</textformat></li><li><textformat leftmargin='30'>Give examples of how trade benefits individuals and communities and increases interdependency</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147840|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Third Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Describe how to meet short term financial goals (PFL)</textformat></li><li><textformat leftmargin='30'>Identify sources of income including gifts, allowances, and earnings</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147841|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Third Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Describe how to meet short term financial goals (PFL)</textformat></li><li><textformat leftmargin='30'>Recognize that there are costs and benefits associated with borrowing to meet a short-term financial goal</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147842|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Third Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Describe how to meet short term financial goals (PFL)</textformat></li><li><textformat leftmargin='30'>Identify jobs children can do to earn money for personal, philanthropic, or entrepreneurial goals</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147843|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.d.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Third Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Describe how to meet short term financial goals (PFL)</textformat></li><li><textformat leftmargin='30'>Create a plan for a short-term financial goal</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147844|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.e.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Third Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Describe how to meet short term financial goals (PFL)</textformat></li><li><textformat leftmargin='30'>Describe the steps necessary to reach short-term financial goals</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147845|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Fourth Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>People respond to positive and negative incentives </textformat></li><li><textformat leftmargin='30'>Define positive and negative economic incentives </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147846|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Fourth Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>People respond to positive and negative incentives </textformat></li><li><textformat leftmargin='30'>Give examples of the kinds of goods and services produced in Colorado in different historical periods and their connection to economic incentives</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147847|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Fourth Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>People respond to positive and negative incentives </textformat></li><li><textformat leftmargin='30'>Explain how the productive resources ?Û" natural, human, and capital ?Û" of Colorado have influenced the types of goods produced and services provided</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147848|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Fourth Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>The relationship between choice and opportunity cost (PFL)</textformat></li><li><textformat leftmargin='30'>Define choice and opportunity cost</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147849|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Fourth Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>The relationship between choice and opportunity cost (PFL)</textformat></li><li><textformat leftmargin='30'>Analyze different choices and their opportunity costs</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147850|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Fourth Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>The relationship between choice and opportunity cost (PFL)</textformat></li><li><textformat leftmargin='30'>Give examples of the opportunity costs for individual decisions</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147851|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.d.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Fourth Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>The relationship between choice and opportunity cost (PFL)</textformat></li><li><textformat leftmargin='30'>Identify risks that individuals face (PFL)</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147852|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.e.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Fourth Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>The relationship between choice and opportunity cost (PFL)</textformat></li><li><textformat leftmargin='30'>Analyze methods of limiting financial risk (PFL)</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147853|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Fifth Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Government and market structures influence financial institutions</textformat></li><li><textformat leftmargin='30'>Define a capitalist market economy</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147854|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Fifth Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Government and market structures influence financial institutions</textformat></li><li><textformat leftmargin='30'>Identify governmental activities that affect financial institutions and the economy at the local, state, and national level</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147855|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Fifth Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Use of financial institutions to manage personal finances (PFL)</textformat></li><li><textformat leftmargin='30'>Identify different financial institutions</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147856|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Fifth Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Use of financial institutions to manage personal finances (PFL)</textformat></li><li><textformat leftmargin='30'>Identify the products and services of financial institutions to include but not limited to: checking accounts, savings accounts, investments, and loans</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147857|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Fifth Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Use of financial institutions to manage personal finances (PFL)</textformat></li><li><textformat leftmargin='30'>Compare and contrast financial institutions, their products, and  services</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147858|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Fifth Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Identify and analyze different economic systems</textformat></li><li><textformat leftmargin='30'>Describe the characteristic of traditional, command, market, and mixed economic systems </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147859|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Sixth Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Identify and analyze different economic systems</textformat></li><li><textformat leftmargin='30'>Explore how different economic systems affect job and career options and the population?Ûªs standards of living</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147860|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Sixth Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Identify and analyze different economic systems</textformat></li><li><textformat leftmargin='30'>Use economic reasoning to explain why certain careers are more common in one region than in another and how specialization results in more interdependence</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147861|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Sixth Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Saving and investing are key contributors to financial well-being (PFL)</textformat></li><li><textformat leftmargin='30'>Differentiate  between saving and investing</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147862|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Sixth Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Saving and investing are key contributors to financial well-being (PFL)</textformat></li><li><textformat leftmargin='30'>Give examples of how saving and investing can improve financial well-being</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147863|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Sixth Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Saving and investing are key contributors to financial well-being (PFL)</textformat></li><li><textformat leftmargin='30'>Describe the advantages and disadvantages of saving for short- and medium-term goals</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147864|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.d.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Sixth Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Saving and investing are key contributors to financial well-being (PFL)</textformat></li><li><textformat leftmargin='30'>Explain the importance of an emergency fund</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147865|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.e.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Sixth Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Saving and investing are key contributors to financial well-being (PFL)</textformat></li><li><textformat leftmargin='30'>Explain why saving is a prerequisite to investing</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147866|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.f.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Sixth Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Saving and investing are key contributors to financial well-being (PFL)</textformat></li><li><textformat leftmargin='30'>Explain how saving and investing income can improve financial well-being</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147867|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Seventh Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Supply and demand influence price and profit in a market economy</textformat></li><li><textformat leftmargin='30'>Define supply and demand </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147868|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Seventh Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Supply and demand influence price and profit in a market economy</textformat></li><li><textformat leftmargin='30'>Identify factors that cause changes in supply and demand</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147869|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Seventh Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Supply and demand influence price and profit in a market economy</textformat></li><li><textformat leftmargin='30'>Define and identify factors that impact price</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147870|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.d.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Seventh Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Supply and demand influence price and profit in a market economy</textformat></li><li><textformat leftmargin='30'>Identify examples to illustrate that consumers ultimately determine what is produced in a market economy</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147871|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.e.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Seventh Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Supply and demand influence price and profit in a market economy</textformat></li><li><textformat leftmargin='30'>Explain the function of profit in a market economy </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147872|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.f.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Seventh Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Supply and demand influence price and profit in a market economy</textformat></li><li><textformat leftmargin='30'>Demonstrate how supply and demand determine equilibrium price and quantity</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147873|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Seventh Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>The distribution of resources influences economic production and individual choices (PFL)</textformat></li><li><textformat leftmargin='30'>Give examples that illustrate connections between resources and manufacturing </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147874|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Seventh Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>The distribution of resources influences economic production and individual choices (PFL)</textformat></li><li><textformat leftmargin='30'>Identify patterns of trade between places based on distribution of resources</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147875|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Seventh Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>The distribution of resources influences economic production and individual choices (PFL)</textformat></li><li><textformat leftmargin='30'>Compare and contrast the relative value and different uses of several types of resources</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147876|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.d.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Seventh Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>The distribution of resources influences economic production and individual choices (PFL)</textformat></li><li><textformat leftmargin='30'>Use supply and demand analysis to explain how prices allocate scarce goods in a market economy</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147877|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.e.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Seventh Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>The distribution of resources influences economic production and individual choices (PFL)</textformat></li><li><textformat leftmargin='30'>Define resources from an economic and personal finance perspective</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147878|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.f.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Seventh Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>The distribution of resources influences economic production and individual choices (PFL)</textformat></li><li><textformat leftmargin='30'>Explain the role of taxes in economic production and distribution of resources (PFL)</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147879|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.g.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Seventh Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>The distribution of resources influences economic production and individual choices (PFL)</textformat></li><li><textformat leftmargin='30'>Define the various types of taxes students will pay as adults (PFL)</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147880|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.h.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Seventh Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>The distribution of resources influences economic production and individual choices (PFL)</textformat></li><li><textformat leftmargin='30'>Demonstrate the impact of taxes on individual income and spending (PFL)</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147881|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Eighth Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Economic freedom, including free trade, is important for economic growth</textformat></li><li><textformat leftmargin='30'>Give examples of international differences in resources, productivity, and prices that provide a basis for international trade </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147882|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Eighth Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Economic freedom, including free trade, is important for economic growth</textformat></li><li><textformat leftmargin='30'>Describe the factors that lead to a nation having a comparative and absolute advantage in trade </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147883|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Eighth Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Economic freedom, including free trade, is important for economic growth</textformat></li><li><textformat leftmargin='30'>Explain effects of domestic policies on international trade </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147884|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.d.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Eighth Grade</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Economic freedom, including free trade, is important for economic growth</textformat></li><li><textformat leftmargin='30'>Explain why nations often restrict trade by using quotas, tariffs, and non-tariff barriers </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147885|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Eighth Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Manage personal credit and debt (PFL)</textformat></li><li><textformat leftmargin='30'>Identify and differentiate between purposes and reasons for debt</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147886|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Eighth Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Manage personal credit and debt (PFL)</textformat></li><li><textformat leftmargin='30'>Analyze benefits and costs of credit and debt</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147887|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Eighth Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Manage personal credit and debt (PFL)</textformat></li><li><textformat leftmargin='30'>Compare sources of credit</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147888|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.d.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Eighth Grade</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Manage personal credit and debt (PFL)</textformat></li><li><textformat leftmargin='30'>Describe the components of a credit history</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147889|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Productive resources ?Û" natural, human, capital ?Û" are scarce; therefore, choices are made about how individuals, businesses, governments, and societies allocate these resources</textformat></li><li><textformat leftmargin='30'>Analyze the relationships between economic goals and the allocation of scarce resources</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147890|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Productive resources ?Û" natural, human, capital ?Û" are scarce; therefore, choices are made about how individuals, businesses, governments, and societies allocate these resources</textformat></li><li><textformat leftmargin='30'>Explain how economic choices by individuals, businesses, governments, and societies incur opportunity costs </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147891|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Productive resources ?Û" natural, human, capital ?Û" are scarce; therefore, choices are made about how individuals, businesses, governments, and societies allocate these resources</textformat></li><li><textformat leftmargin='30'>Understand that effective decision-making requires comparing the additional (marginal) costs of alternatives with the additional (marginal) benefits</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147892|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.1.d.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Productive resources ?Û" natural, human, capital ?Û" are scarce; therefore, choices are made about how individuals, businesses, governments, and societies allocate these resources</textformat></li><li><textformat leftmargin='30'>Identify influential entrepreneurs and describe how they have utilized resources to produce goods and services </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147893|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Economic policies affect markets</textformat></li><li><textformat leftmargin='30'>Analyze how government activities influence the economy. Topics to include but not limited to: taxation, monetary policy, and the Federal Reserve </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147894|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Economic policies affect markets</textformat></li><li><textformat leftmargin='30'>Recognize the interaction between foreign and domestic economic policies. Topics to include but not limited to: embargoes, tariffs, and subsidies</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147895|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Economic policies affect markets</textformat></li><li><textformat leftmargin='30'>Identify government activities that affect the local, state, or national economy </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147896|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.d.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Economic policies affect markets</textformat></li><li><textformat leftmargin='30'>Give examples of the role of government in a market economic system</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147897|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.e.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Economic policies affect markets</textformat></li><li><textformat leftmargin='30'>Analyze how positive and negative incentives influence the economic choices made by individuals, households, businesses, governments, and societies</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147898|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.2.f.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Economic policies affect markets</textformat></li><li><textformat leftmargin='30'>Compare and contrast monetary and fiscal policies of the United States government that are used to stabilize the economy</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147899|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.3.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Government and competition affect markets</textformat></li><li><textformat leftmargin='30'>Analyze the role of government within different economies. Topics to include but not limited to command socialism, communism, and market capitalism </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147900|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.3.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Government and competition affect markets</textformat></li><li><textformat leftmargin='30'>Analyze the role of competition within different market structures. Topics to include but not limited to pure competition, monopolistic competition, oligopoly, and monopoly</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147901|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.3.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Government and competition affect markets</textformat></li><li><textformat leftmargin='30'>Compare and contrast economic systems in terms of their ability to achieve economic goals</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147902|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.3.d.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Understand the allocation of scarce resources in societies through analysis of individual choice, market interaction, and public policy</li><li><textformat leftmargin='15'>Government and competition affect markets</textformat></li><li><textformat leftmargin='30'>Compare and contrast different types of taxing. Topics to include but not limited to progressive, regressive, and proportional</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147903|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.4.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Design, analyze, and apply a financial plan based on short- and long-term financial goals (PFL)</textformat></li><li><textformat leftmargin='30'>Develop a financial plan including a budget based on short- and long- term goals</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147904|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.4.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Design, analyze, and apply a financial plan based on short- and long-term financial goals (PFL)</textformat></li><li><textformat leftmargin='30'>Analyze financial information for accuracy, relevance, and steps for identity protection</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147905|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.4.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Design, analyze, and apply a financial plan based on short- and long-term financial goals (PFL)</textformat></li><li><textformat leftmargin='30'>Describe factors affecting take-home pay</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147906|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.4.d.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Design, analyze, and apply a financial plan based on short- and long-term financial goals (PFL)</textformat></li><li><textformat leftmargin='30'>Identify sources of personal income and likely deductions and expenditures as a basis for a financial plan</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147907|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.4.e.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Design, analyze, and apply a financial plan based on short- and long-term financial goals (PFL)</textformat></li><li><textformat leftmargin='30'>Describe legal and ethical responsibilities regarding tax liabilities</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147908|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.5.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Analyze strategic spending, saving, and investment options to achieve the objectives of diversification, liquidity, income, and growth (PFL)</textformat></li><li><textformat leftmargin='30'>Compare and contrast the variety of investments available for a diversified portfolio</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147909|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.5.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Analyze strategic spending, saving, and investment options to achieve the objectives of diversification, liquidity, income, and growth (PFL)</textformat></li><li><textformat leftmargin='30'>Evaluate factors to consider when managing savings and investment accounts</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147910|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.5.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Analyze strategic spending, saving, and investment options to achieve the objectives of diversification, liquidity, income, and growth (PFL)</textformat></li><li><textformat leftmargin='30'>Explain how economic cycles affect personal financial decisions</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147911|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.5.d.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Analyze strategic spending, saving, and investment options to achieve the objectives of diversification, liquidity, income, and growth (PFL)</textformat></li><li><textformat leftmargin='30'>Describe the appropriate types of investments to achieve the objectives of liquidity, income and growth</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147912|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.6.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>The components of personal credit to manage credit and debt (PFL)</textformat></li><li><textformat leftmargin='30'>Analyze various lending sources, services, and financial institutions</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147913|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.6.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>The components of personal credit to manage credit and debt (PFL)</textformat></li><li><textformat leftmargin='30'>Investigate legal and personal responsibilities affecting lenders and borrowers</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147914|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.6.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>The components of personal credit to manage credit and debt (PFL)</textformat></li><li><textformat leftmargin='30'>Make connections between building and maintaining a credit history and its impact on lifestyle</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147915|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.7.a.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Identify, develop, and evaluate risk-management strategies (PFL)</textformat></li><li><textformat leftmargin='30'>Differentiate between types of insurance </textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147916|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.7.b.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Identify, develop, and evaluate risk-management strategies (PFL)</textformat></li><li><textformat leftmargin='30'>Explain the function and purpose of insurance</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147917|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: 3.7.c.</p><p>----------------------------------------------------------------</p><p class='contentarea'>High School</p><br><li>Acquire the knowledge and economic reasoning skills to make sound financial decisions (PFL)</li><li><textformat leftmargin='15'>Identify, develop, and evaluate risk-management strategies (PFL)</textformat></li><li><textformat leftmargin='30'>Select and evaluate strategies to mitigate risk</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,147918|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br></font>]]>
</content>
<correlations>
<standard id='147814'>20806,68142,56530,17809,15429,68237,15854,68292,20863,20807,20835,17813,20808,20802,20800,60259,60338,67736,20798,1117,203,650,951,1126,702,94,692,153,606,</standard>
<standard id='147815'>67742,15432,15846,15847,67754,68275,67879,56531,62173,20833,67735,68274,67756,62479,17828,67753,56533,20798,56534,605,120,133,563,34,629,175,698,257,776,</standard>
<standard id='147816'>62479,17837,68278,62480,67749,68277,60254,67740,67738,17812,17839,68054,68049,17810,68048,17813,68053,62451,153,719,305,725,1029,539,773,707,702,203,</standard>
<standard id='147817'>67742,15432,15846,15847,67754,68275,67879,56531,62173,20833,67735,68274,67756,62479,17828,67753,56533,20798,56534,605,120,133,563,34,629,175,698,257,776,</standard>
<standard id='147818'>67742,15432,15846,15847,67754,68275,67879,56531,62173,20833,67735,68274,67756,62479,17828,67753,56533,20798,56534,605,120,133,563,34,629,175,698,257,776,</standard>
<standard id='147819'>68275,67735,68055,68274,67742,56531,15847,15846,67754,15432,67879,20834,67882,62479,67756,56534,20833,56533,62477,605,798,59,750,558,629,133,573,563,257,</standard>
<standard id='147820'>20807,68237,68142,68139,20844,56530,68292,17813,17809,68281,20802,20862,20863,60259,20835,20806,15854,20805,469,606,650,75,908,692,676,203,153,1117,</standard>
<standard id='147821'>20807,68237,68142,68139,20844,56530,68292,17813,17809,68281,20802,20862,20863,60259,20835,20806,15854,20805,469,606,650,75,908,692,676,203,153,1117,</standard>
<standard id='147822'>56534,56533,17818,17795,67670,56531,56532,67667,15424,67669,67916,67915,67668,20859,17809,67731,17814,17812,17811,346,759,271,581,949,341,121,162,463,773,</standard>
<standard id='147823'>56534,56533,17818,17795,67670,56531,56532,67667,15424,67669,67916,67915,67668,20859,17809,67731,17814,17812,17811,346,759,271,581,949,341,121,162,463,773,</standard>
<standard id='147824'>67917,68058,20809,20808,68051,20807,67882,68094,65688,20835,68270,68272,67881,68273,20805,56529,20798,67669,67668,20800,313,394,62,403,276,46,536,270,326,322,</standard>
<standard id='147825'>67917,68058,20809,20808,68051,20807,67882,68094,65688,20835,68270,68272,67881,68273,20805,56529,20798,67669,67668,20800,313,394,62,403,276,46,536,270,326,322,</standard>
<standard id='147826'>56531,17809,20863,20810,20811,20836,67732,15427,67670,17795,67669,67916,67915,67667,67668,56534,15424,56532,17818,702,719,271,581,346,759,94,725,852,463,</standard>
<standard id='147827'>68235,17811,68238,68278,68094,68054,17812,68053,62644,56530,67858,65743,56529,20851,67915,20810,17798,792,1057,306,707,702,346,94,312,319,45,</standard>
<standard id='147828'>67858,56530,56529,68235,68278,65743,68238,17811,17812,68141,17813,68287,60316,68048,67757,68239,792,306,17,650,707,346,702,94,1057,113,</standard>
<standard id='147829'>67858,56530,56529,68235,68278,65743,68238,17811,17812,68141,17813,68287,60316,68048,67757,68239,792,306,17,650,707,346,702,94,1057,113,</standard>
<standard id='147830'>67914,60332,67915,68238,67670,67668,67669,67916,67667,68289,17798,20851,15423,56534,67871,68051,20821,17796,852,592,94,702,51,312,341,121,158,258,</standard>
<standard id='147831'>56534,56533,67880,68051,67882,67881,56532,68058,61970,68270,68272,68094,62643,68274,68248,67856,20834,20802,20836,62473,954,187,46,847,651,162,394,62,403,58,</standard>
<standard id='147832'>67914,60332,67915,68238,67670,67668,67669,67916,67667,68289,17798,20851,15423,56534,67871,68051,20821,17796,852,592,94,702,51,312,341,121,158,258,</standard>
<standard id='147833'>67668,68238,67915,67670,67669,56534,67667,68289,15423,67916,17798,67914,20851,17796,68241,20821,20837,68273,68051,592,852,94,51,702,341,121,158,312,258,</standard>
<standard id='147834'>67858,56530,56529,68235,68278,65743,68238,17811,17812,68141,17813,68287,60316,68048,67757,68239,792,306,17,650,707,346,702,94,1057,113,</standard>
<standard id='147835'>67858,56530,56529,68235,68278,65743,68238,17811,17812,68141,17813,68287,60316,68048,67757,68239,792,306,17,650,707,346,702,94,1057,113,</standard>
<standard id='147836'>62318,20929,20954,67933,67917,20941,20938,67881,67882,67113,62323,20944,20945,20946,20955,62354,61970,67880,67930,67932,453,276,62,357,41,911,745,374,384,382,</standard>
<standard id='147837'>67939,67943,67883,67124,68165,20960,20929,62319,67115,20962,20940,20942,67934,67931,67926,67927,62318,62212,62209,61968,301,478,59,289,64,61,446,67,448,578,</standard>
<standard id='147838'>67939,67943,67883,67124,68165,20960,20929,62319,67115,20962,20940,20942,67934,67931,67926,67927,62318,62212,62209,61968,301,478,59,289,64,61,446,67,448,578,</standard>
<standard id='147839'>67124,62320,62319,68171,67879,67939,67119,67936,68172,61968,67942,62314,67882,68168,67118,67121,67120,67117,67115,67116,315,361,484,460,578,61,66,67,329,478,</standard>
<standard id='147840'>67939,67943,67883,67124,68165,20960,20929,62319,67115,20962,20940,20942,67934,67931,67926,67927,62318,62212,62209,61968,301,478,59,289,64,61,446,67,448,578,</standard>
<standard id='147841'>67936,62318,62630,67113,67925,68170,61985,68177,62348,68171,68178,61984,67116,68164,68172,61969,67878,68166,68165,67119,414,910,361,584,483,475,455,370,375,556,</standard>
<standard id='147842'>68171,61984,68172,67878,68177,68168,68167,68175,62630,62318,61985,68170,67113,67925,67936,61983,20965,68176,62326,68166,455,910,361,584,414,483,375,370,475,556,</standard>
<standard id='147843'>67936,62318,62630,67113,67925,68170,61985,68177,62348,68171,68178,61984,67116,68164,68172,61969,67878,68166,68165,67119,414,910,361,584,483,475,455,370,375,556,</standard>
<standard id='147844'>67936,62318,62630,67113,67925,68170,61985,68177,62348,68171,68178,61984,67116,68164,68172,61969,67878,68166,68165,67119,414,910,361,584,483,475,455,370,375,556,</standard>
<standard id='147845'>67936,62318,62630,67113,67925,68170,61985,68177,62348,68171,68178,61984,67116,68164,68172,61969,67878,68166,68165,67119,414,910,361,584,483,475,455,370,375,556,</standard>
<standard id='147846'>67915,68168,62327,62324,62201,62200,62215,67917,67916,68169,68171,68167,62346,68175,68176,67914,68173,68174,20954,68172,176,911,585,390,378,389,379,260,530,382,</standard>
<standard id='147847'>67939,67943,20960,67934,67931,20962,68165,20929,62348,67926,67119,62318,62326,67883,68164,62325,62630,20961,61985,67922,478,446,301,64,397,368,448,289,67,61,</standard>
<standard id='147848'>67922,20961,67940,67942,67945,67943,20960,62326,67117,20962,62352,62327,67876,67926,62325,62314,61985,62630,68178,68164,446,745,478,368,393,364,389,470,557,374,</standard>
<standard id='147849'>67915,67916,68167,62346,67914,68170,67938,67871,67935,67941,67939,67928,67940,20914,67114,20918,20915,68169,67929,62313,392,517,396,39,414,364,911,177,470,584,</standard>
<standard id='147850'>67915,67916,68167,62346,67914,68170,67938,67871,67935,67941,67939,67928,67940,20914,67114,20918,20915,68169,67929,62313,392,517,396,39,414,364,911,177,470,584,</standard>
<standard id='147851'>67915,62346,67114,67916,67914,68167,20915,62316,20965,20941,67121,20943,67928,20929,20918,68170,20917,68174,68169,68177,392,517,489,396,365,911,738,39,414,364,</standard>
<standard id='147852'>67874,67875,67915,67118,62628,20931,62353,67917,67925,68169,68178,68165,67942,67936,67941,20930,62326,20929,67871,67872,1069,476,481,387,155,374,475,910,313,501,</standard>
<standard id='147853'>67925,67936,68165,68178,62630,68177,67113,61985,62318,68170,62348,67878,67116,68164,68171,68166,61984,61969,68172,62628,910,1069,475,476,414,483,584,361,556,455,</standard>
<standard id='147854'>62347,61971,62326,67917,62346,68165,68167,68168,62356,67915,20954,67916,68169,62324,61983,62351,68175,68176,68172,62327,176,256,356,470,361,177,978,209,397,410,</standard>
<standard id='147855'>20959,20958,61984,67915,20938,20954,20939,20942,20963,20955,20940,20934,62359,62360,67945,62322,68166,68178,60314,61970,918,745,66,381,361,377,358,585,455,385,</standard>
<standard id='147856'>61984,20958,20959,20963,20934,20942,20955,20940,20939,20938,20954,20957,67123,67878,67943,68169,68174,68177,67942,67935,918,377,358,361,455,381,585,745,66,64,</standard>
<standard id='147857'>61984,68177,20958,67878,20959,68178,67929,67934,67942,67935,67932,62326,67123,20955,68168,20954,68170,62630,68167,61985,361,455,414,910,381,358,585,918,377,66,</standard>
<standard id='147858'>20942,68169,67915,67916,68177,68174,68167,62346,67114,67914,68176,62326,20917,20916,20915,20954,67917,20958,61984,20959,585,455,361,476,1069,481,177,414,390,517,</standard>
<standard id='147859'>62347,61971,62326,67917,62346,68165,68167,68168,62356,67915,20954,67916,68169,62324,61983,62351,68175,68176,68172,62327,176,256,356,470,361,177,978,209,397,410,</standard>
<standard id='147860'>68143,20836,20767,60338,60335,67915,65764,65762,65755,20811,67916,65760,65758,68234,67917,60333,20833,61971,20766,702,719,789,552,581,346,579,356,259,322,</standard>
<standard id='147861'>67883,20764,20769,68140,20765,20807,68095,62646,20771,60336,20770,20768,68275,68281,68279,67876,20809,20808,68276,68274,57,605,719,725,552,350,855,668,59,75,</standard>
<standard id='147862'>68277,68278,62640,68239,68094,68097,68095,62208,67878,62214,62645,719,153,725,773,539,157,1008,346,203,368,</standard>
<standard id='147863'>68277,68278,62640,68239,68094,68097,68095,62208,67878,62214,62645,719,153,725,773,539,157,1008,346,203,368,</standard>
<standard id='147864'>68278,68094,67878,68239,68277,68244,68246,68242,68241,20803,68141,68235,68238,702,346,157,153,773,725,539,719,206,792,</standard>
<standard id='147865'>68235,68238,68278,62644,68239,20803,20802,67878,20800,60316,68094,68141,15857,15854,68282,15848,702,792,346,469,157,355,556,746,45,762,</standard>
<standard id='147866'>68277,68278,62640,68239,68094,68097,68095,62208,67878,62214,62645,719,153,725,773,539,157,1008,346,203,368,</standard>
<standard id='147867'>68277,68278,62640,68239,68094,68097,68095,62208,67878,62214,62645,719,153,725,773,539,157,1008,346,203,368,</standard>
<standard id='147868'>68279,68280,67915,15855,68242,68096,15856,67880,65763,62634,68276,20802,67874,62635,68094,68142,62638,68274,553,747,328,276,394,664,259,961,692,258,</standard>
<standard id='147869'>68279,68280,67915,15855,68242,68096,15856,67880,65763,62634,68276,20802,67874,62635,68094,68142,62638,68274,553,747,328,276,394,664,259,961,692,258,</standard>
<standard id='147870'>68280,68279,67915,15855,67880,65763,68096,15856,68242,68143,67916,67917,62638,62634,68094,15846,20773,394,553,747,664,259,276,961,692,458,258,</standard>
<standard id='147871'>67880,68279,67915,68280,68094,67917,15855,68096,15856,62634,67916,68143,65763,20834,20802,68274,20805,394,276,664,747,369,553,579,259,961,1018,</standard>
<standard id='147872'>68242,62639,67915,65769,68094,68096,20805,67875,68097,62215,65767,62204,62214,62205,68281,68280,62203,62213,67874,65759,771,772,908,345,762,727,664,692,725,505,</standard>
<standard id='147873'>68280,67915,68279,15855,68096,15856,67880,65763,68242,68094,62634,62638,68143,67916,67917,20773,67914,259,664,394,961,747,276,553,458,692,258,</standard>
<standard id='147874'>20807,20802,20805,20800,20835,20808,67917,68273,68270,20798,20803,68094,68139,68142,68237,20844,67882,15853,68281,15854,403,313,62,469,676,692,368,153,664,231,</standard>
<standard id='147875'>20765,20807,68281,20808,20810,20803,68095,20764,68275,20769,20802,20768,20771,67883,68140,68277,68237,68142,20844,68276,552,605,75,855,579,469,403,490,664,668,</standard>
<standard id='147876'>67916,20810,20844,20798,67915,67917,68273,67914,20805,68281,68094,20836,67871,68139,60338,67870,68142,67874,20807,20804,581,308,702,403,263,476,526,347,542,376,</standard>
<standard id='147877'>68279,68280,67915,15855,68242,15856,68096,67880,65763,60333,68143,20804,68142,68094,68274,68276,62642,67874,259,553,747,664,276,328,961,394,692,458,</standard>
<standard id='147878'>68235,68238,68278,62644,68239,20803,20802,67878,20800,60316,68094,68141,15857,15854,68282,15848,702,792,346,469,157,355,556,746,45,762,</standard>
<standard id='147879'>60316,68240,67915,15857,60318,60314,67873,67872,65764,62641,62643,62644,68248,65758,61970,62640,65760,65767,68140,841,462,345,356,626,702,719,773,189,746,</standard>
<standard id='147880'>15857,60316,62644,67915,67872,67873,60318,60314,68240,68235,68278,68238,65764,65758,20802,68094,20803,68248,746,702,355,978,356,522,542,719,345,626,</standard>
<standard id='147881'>68235,68238,68278,62644,68239,20803,20802,67878,20800,60316,68094,68141,15857,15854,68282,15848,702,792,346,469,157,355,556,746,45,762,</standard>
<standard id='147882'>20768,68140,20765,20769,20773,61972,62646,20770,20764,60336,67883,20771,68275,20807,68272,20809,20808,65769,68274,68281,605,855,57,552,725,350,719,68,59,579,</standard>
<standard id='147883'>20768,68140,20769,20770,60336,20765,20773,61972,62647,62643,62646,67917,68096,68275,67883,20764,20771,67876,20807,20808,719,725,350,605,855,68,776,57,400,356,</standard>
<standard id='147884'>20770,68140,20768,20765,20773,60336,20769,62647,61972,62643,20771,67917,62646,68096,67883,65769,68275,68,719,725,855,776,605,350,400,356,57,</standard>
<standard id='147885'>20771,68140,20770,61972,62647,20768,20766,20769,65769,20773,60336,20765,67883,20764,68274,68275,68272,68,258,579,855,605,725,400,719,629,563,</standard>
<standard id='147886'>68094,68246,68244,68242,68243,68097,67878,68095,62645,62640,15851,68239,68247,68241,515,1008,37,157,789,702,346,45,553,476,</standard>
<standard id='147887'>15851,68094,68097,68242,68244,68246,68239,68241,20801,20847,67914,20846,67915,65759,20810,67916,20843,20834,346,789,157,702,45,515,1008,37,773,746,</standard>
<standard id='147888'>68246,68244,68242,62645,68095,62640,68247,68094,68239,67878,15851,68097,68241,68243,515,1008,37,789,346,157,702,45,371,369,</standard>
<standard id='147889'>68246,68244,68242,62645,68095,62640,68247,68094,68239,67878,15851,68097,68241,68243,515,1008,37,789,346,157,702,45,371,369,</standard>
<standard id='147890'>67764,17837,63120,67729,62511,62516,67749,67736,60315,67738,67740,56530,15429,62480,68142,17809,67747,1117,692,606,542,99,1126,668,676,130,951,</standard>
<standard id='147891'>56534,67670,56533,56532,20851,67668,67667,17795,17798,17818,20826,67669,15424,68288,68289,15423,68306,463,966,759,386,852,230,158,312,121,1057,</standard>
<standard id='147892'>67667,67668,17795,67670,67669,56534,17818,56533,15424,56532,56531,17798,20852,20863,17799,20851,20859,67731,759,271,581,346,273,630,121,386,341,707,</standard>
<standard id='147893'>17813,62605,62611,62612,62613,68051,62601,68139,62588,62591,62599,67750,67747,67668,67669,62132,62131,62137,62138,719,725,727,264,692,186,676,283,764,533,</standard>
<standard id='147894'>68111,60261,68031,67757,60260,68052,68107,67756,68030,62615,17832,17831,65720,68048,60316,459,352,29,319,395,1122,694,719,748,628,</standard>
<standard id='147895'>68140,15422,68055,67646,67636,60261,15434,63117,62478,61972,65588,65600,65601,68040,65602,67645,62455,65594,67765,67637,529,855,820,794,963,350,725,163,776,719,</standard>
<standard id='147896'>68036,67733,68037,68035,67755,68033,68054,68040,67669,68053,68041,17818,68048,17820,17823,68031,20827,60261,60258,60316,522,759,306,542,694,355,1041,632,189,628,</standard>
<standard id='147897'>17818,63116,68048,68030,62147,62513,68035,67667,68054,17814,68033,67755,67669,67733,68037,65603,68046,68042,68040,17795,593,719,154,759,651,535,694,185,322,663,</standard>
<standard id='147898'>17814,67668,67667,17809,17800,67856,17795,17818,67855,15424,67669,65693,67670,17806,68106,68288,67755,17805,17838,949,341,218,346,630,625,759,75,273,162,</standard>
<standard id='147899'>68107,68111,68052,67756,60260,17831,65720,17832,17828,17829,67762,15432,68108,459,29,700,1106,1116,1122,1128,36,1130,348,</standard>
<standard id='147900'>17818,63116,68048,62147,68030,62513,17814,65603,17809,17800,68046,68143,17795,65693,15425,67667,65684,63114,63111,593,719,154,651,535,322,552,759,136,138,</standard>
<standard id='147901'>17816,17814,67854,67741,68035,65603,60255,67645,15425,62135,67851,68054,68050,62145,20822,67853,63112,68030,694,201,535,154,60,21,759,505,371,663,</standard>
<standard id='147902'>17809,17814,65693,17818,17800,68143,17795,65603,65687,65684,63116,63111,63114,68046,15423,15425,62147,65686,67729,535,322,532,795,651,288,136,138,552,35,</standard>
<standard id='147903'>68031,67757,62615,68111,68048,67734,67735,17820,67733,68027,67669,67670,20827,68035,68033,68053,68054,67755,68037,459,632,628,663,694,355,189,306,582,542,</standard>
<standard id='147904'>56530,56529,65743,67858,17811,68054,62446,60316,68293,68048,68049,62592,68287,68294,68053,68052,68141,650,94,707,113,17,306,1057,346,1022,140,</standard>
<standard id='147905'>68302,68049,68048,68295,17812,68305,62144,17810,68297,68300,20829,62451,62601,62516,62602,60254,36,388,1022,121,162,45,1057,346,37,570,</standard>
<standard id='147906'>56530,56529,65743,67858,17811,68054,62446,60316,68293,68048,68049,62592,68287,68294,68053,68052,68141,650,94,707,113,17,306,1057,346,1022,140,</standard>
<standard id='147907'>56530,56529,65743,67858,17811,68054,62446,60316,68293,68048,68049,62592,68287,68294,68053,68052,68141,650,94,707,113,17,306,1057,346,1022,140,</standard>
<standard id='147908'>68054,68053,60316,68048,68293,67757,67669,17818,68033,68036,68035,68041,62483,68040,68037,67858,67670,67733,67667,306,355,319,748,759,522,694,1041,542,582,</standard>
<standard id='147909'>67738,67749,62480,62479,60254,67740,17837,20829,17830,62144,17839,719,725,773,305,1029,153,570,847,1008,348,</standard>
<standard id='147910'>67738,67749,62480,62479,60254,67740,17837,20829,17830,62144,17839,719,725,773,305,1029,153,570,847,1008,348,</standard>
<standard id='147911'>68108,68044,68105,67757,67756,65692,62616,68141,15432,68111,68107,67762,68052,68109,67759,1106,1130,1117,1126,1116,1122,1128,1124,954,459,</standard>
<standard id='147912'>67738,67749,62480,62479,60254,67740,17837,20829,17830,62144,17839,719,725,773,305,1029,153,570,847,1008,348,</standard>
<standard id='147913'>68048,68110,62602,65690,68295,68049,60253,60254,68111,62144,62584,65723,68297,62601,68104,954,84,36,45,1016,1029,691,348,542,163,</standard>
<standard id='147914'>68297,17810,68300,62144,20829,62516,62451,62601,62602,62605,17812,60254,62606,67851,388,84,1008,847,570,603,36,175,1029,1016,</standard>
<standard id='147915'>68297,17810,68300,62144,20829,62516,62451,62601,62602,62605,17812,60254,62606,67851,388,84,1008,847,570,603,36,175,1029,1016,</standard>
<standard id='147916'>65743,68110,68296,65742,65741,65740,65595,65592,65594,65596,65593,65597,65603,65604,65684,65602,65601,65598,65599,65600,312,354,1035,326,185,305,306,292,184,181,</standard>
<standard id='147917'>65743,68110,68296,65742,65741,65740,65595,65592,65594,65596,65593,65597,65603,65604,65684,65602,65601,65598,65599,65600,312,354,1035,326,185,305,306,292,184,181,</standard>
<standard id='147918'>67738,65740,68291,68104,68110,62512,68106,68296,68297,68307,62142,68306,62454,67668,543,264,533,553,719,694,668,582,628,725,</standard>
</correlations>
</standards>