<standards name='IA_PF'><title>Iowa Standards in Personal Finance</title><content><![CDATA[<font color='#333333'><p>These standards in personal finance are current as of <b>2010</b>. No Internet connection was detected. When you have an Internet connection, the application will automatically look for updated standards for your state.</p><br><p>View the <a href="asfunction:loadstandard,standards_ia_ve4.xml">State Standards in Economics</a>.</p><br><p>Visit the <a href='asfunction:gotoWebPage,http://ve.councilforeconed.org/library/state-standards.php?state=ia_pf'>web site</a> to learn more.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Content Area: Financial Literacy</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades K-2</p><br><li>Demonstrate the ability to set goals based on wants and needs.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147193|true|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades K-2</p><br><li>Identify monetary resources and distribution options for those resources.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147194|true|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades K-2</p><br><li>Demonstrate an understanding of the concept of credit.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147195|true|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades K-2</p><br><li>Develop awareness that each person has an identity.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147196|true|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades K-2</p><br><li>Recognize various ways to save and the reasons individuals decide to save.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147197|true|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades K-2</p><br><li>Distinguish between appropriate spending choices.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147198|true|false|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades 3-5</p><br><li>Create long and short term goals based on a prioritization of wants and needs.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147199|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades 3-5</p><br><li>Recognize how one's personal career choice and attitude can impact financial planning decisions.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147200|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades 3-5</p><br><li>Identify the concept of debt and an individual's responsibility for that debt.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147201|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades 3-5</p><br><li>Recognize common risks to one's identity and demonstrate the ability to protect that identity.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147202|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades 3-5</p><br><li>Determine the importance of saving/investing in relation to future needs.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147203|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades 3-5</p><br><li>Recognize that spending choices differ between groups of people and settings.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147204|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades 6-8</p><br><li>Model the process of financial planning based on personal prioritization of wants and needs.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147205|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades 6-8</p><br><li>Create an effective spending plan using informed decision-making skills.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147206|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades 6-8</p><br><li>	 Recognize appropriate uses of credit and its impact on an individual's financial security</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147207|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades 6-8</p><br><li>Evaluate various risks to personal identity and create a plan for ongoing protection.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147208|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades 6-8</p><br><li>Evaluate possible options for investing as a means to attain one's goals.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147209|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades 6-8</p><br><li>Demonstrate ethical financial decision making skills and assess how these decisions might impact the broader community</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147210|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades 9-12</p><br><li>Demonstrate financial responsibility and planning skills to achieve financial goals for a lifetime of financial health.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147211|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades 9-12</p><br><li>Manage money effectively by developing spending plans and selecting appropriate financial instruments to maintain positive cash flow.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147212|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades 9-12</p><br><li>Make informed and responsible decisions about incurring and repaying debt to remain both creditworthy and financially secure.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147213|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades 9-12</p><br><li>Evaluate and identify appropriate risk management options, including types of insurance, non-insurance, and identity protection.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147214|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades 9-12</p><br><li>Assess the value, features, and planning processes associated with savings, investing, and asset building, and apply this knowledge to achieve long-term financial security with personal and entrepreneurial goals in a global market.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147215|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Grades 9-12</p><br><li>Understand human, cultural, and societal issues related to financial literacy, and practice legal and ethical behavior.</li><br><textformat leftmargin='0'><p><a href='asfunction:findLessonByStandard,147216|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br></font>]]>
</content>
<correlations>
<standard id='147193'>68202,68273,20980,20978,68209,68204,68203,68201,68205,20915,68206,68200,20990,68097,68094,20977,20981,20979,68278,68272,517,267,414,252,911,178,675,461,738,468,</standard>
<standard id='147194'>68210,68211,68203,68197,62630,68212,68206,68278,68094,68282,61969,68198,68200,68201,68199,62629,62625,62626,20914,62628,414,461,455,465,318,389,285,295,362,252,</standard>
<standard id='147195'>68210,68212,68095,68094,68209,68208,68097,68199,68200,68198,68096,68197,68093,67897,67889,67890,67888,62630,62629,67891,455,268,252,269,267,266,281,282,289,294,</standard>
<standard id='147196'>68210,68212,68095,68094,68209,68208,68097,68199,68200,68198,68096,68197,68093,67897,67889,67890,67888,62630,62629,67891,455,268,252,269,267,266,281,282,289,294,</standard>
<standard id='147197'>68277,68278,68210,68094,20991,68097,68200,68212,68201,68095,68202,68203,68199,68198,68283,68197,68096,67896,67890,67889,414,318,455,461,171,268,252,169,167,269,</standard>
<standard id='147198'>68203,68278,68206,68094,68211,68210,68197,62630,68212,20915,68202,68204,20917,20977,20979,68200,68199,68201,20981,68207,414,461,465,455,252,362,285,267,178,468,</standard>
<standard id='147199'>67914,68167,67915,67916,62346,67928,68169,20915,67114,68170,20965,67917,67937,20943,62316,20941,67121,67871,67938,67935,517,396,392,414,39,364,911,489,470,209,</standard>
<standard id='147200'>61985,68164,68170,62325,62630,67936,62348,67925,62318,68178,68177,61984,67113,67934,68171,68172,68166,68165,67878,61969,361,556,584,483,414,910,375,370,475,455,</standard>
<standard id='147201'>68171,61984,68172,67878,68177,68168,68167,68175,62630,62318,61985,68170,67113,67925,67936,61983,20965,68176,62326,68166,455,910,414,361,584,483,375,556,475,370,</standard>
<standard id='147202'>68168,61984,61983,68171,68167,68176,68175,20959,20958,20965,20957,67123,68172,67878,62326,68177,67871,67872,67873,67870,455,481,377,66,585,591,910,390,389,385,</standard>
<standard id='147203'>62352,62214,67123,67878,62208,61984,20959,20965,61982,61983,67929,67932,68168,68176,68177,68178,68167,67942,67934,67935,539,364,585,206,591,393,414,455,377,483,</standard>
<standard id='147204'>67936,62318,62630,67113,67925,68170,61985,68177,62348,68171,68178,61984,67116,68164,68172,61969,67878,68166,68165,67119,483,584,414,910,361,455,556,475,375,370,</standard>
<standard id='147205'>68278,68238,68235,68094,68241,60226,60224,60214,60215,60212,67878,68239,62644,68244,67914,68242,67915,20811,20838,68143,702,346,792,157,469,746,45,586,579,592,</standard>
<standard id='147206'>68238,68278,68235,68094,62644,65755,65758,65764,65760,20810,20811,60226,60224,20838,60214,20837,20798,20844,65762,67917,702,792,346,746,157,45,581,579,586,403,</standard>
<standard id='147207'>68239,67878,68094,68246,68242,68244,68095,60225,60226,60222,60234,62645,68097,15851,60215,62640,68278,60212,68243,60217,702,157,346,37,515,45,789,746,556,355,</standard>
<standard id='147208'>68246,68244,68242,62645,68095,62640,68247,60225,68094,68239,60226,60222,60234,67878,15851,68097,60232,60223,68241,68243,37,515,346,789,45,157,702,345,337,338,</standard>
<standard id='147209'>60223,68243,60217,60234,68094,60218,68245,60213,60227,68241,68246,68242,68244,60215,60216,60222,68239,60226,60212,67878,553,37,515,727,725,157,153,702,686,346,</standard>
<standard id='147210'>68235,68238,68278,60214,62644,68239,20803,20802,67878,60212,60215,20800,60316,68094,68141,15857,15854,68282,15848,60226,702,346,792,469,355,746,556,157,45,490,</standard>
<standard id='147211'>68287,60212,60215,17813,68305,17812,68295,60214,56529,56530,67858,65743,17811,68141,60234,60226,63120,60224,56532,56533,346,707,305,36,691,121,558,388,113,94,</standard>
<standard id='147212'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,346,650,94,113,306,707,17,305,36,355,</standard>
<standard id='147213'>68302,68305,68295,17812,62144,68300,68297,17810,20829,65743,67858,60226,60214,17811,56529,56530,60234,62273,62592,62276,388,36,346,45,121,162,847,37,175,84,</standard>
<standard id='147214'>65742,65740,68110,68296,65743,65741,65591,65592,65590,65589,65587,65588,65599,65593,65596,65595,65586,65597,65598,65594,354,312,185,190,186,188,184,189,181,128,</standard>
<standard id='147215'>60223,60217,62144,68297,68104,20829,17810,68300,62454,60215,68307,60234,60213,60227,60218,68308,17812,60222,60254,68306,388,36,603,570,175,847,84,37,346,121,</standard>
<standard id='147216'>68295,60215,17813,17812,60212,68287,68305,56530,60214,56529,60254,60234,17837,15964,62480,60226,60224,56532,63120,56533,305,707,346,121,36,388,558,691,275,773,</standard>
</correlations>
</standards>