Fork: 0
UpWork / CEE_VE50
Transfer to URL with SHA Find file
Newer
Older
CEE_VE50 / _VE50DATA / data / standards / standards_wi_pf_ve45.xml
@Christopher W. Olsen Christopher W. Olsen on 19 Jun 2019 66 KB Adding Data Just For Reference
Raw Blame History 
<standards name='WI_PF'><title>Wisconsin Standards in Personal Finance</title><content><![CDATA[<font color='#333333'><p>These standards in personal finance are current as of <b>2008</b>. No Internet connection was detected. When you have an Internet connection, the application will automatically look for updated standards for your state.</p><br><p>View the <a href="asfunction:loadstandard,standards_wi_ve4.xml">State Standards in Economics</a>.</p><br><p>Visit the <a href='asfunction:gotoWebPage,http://ve.councilforeconed.org/library/state-standards.php?state=wi_pf'>web site</a> to learn more.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Content Area: Personal Finance</p><p>----------------------------------------------------------------</p><p class='contentarea'>Standard: A.4.1.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Relating Income and Education</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the relationship between education, income, career, and desired lifestyle and will develop the planning skills needed to achieve desired financial goals.</textformat></li><li><textformat leftmargin='30'>Understand how career choice, education, skills, entrepreneurship, and economic conditions affect income.</textformat></li><li><textformat leftmargin='45'>Be aware of how career choices, education choices, and skills affect income.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144319|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: A.4.3.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Relating Income and Education</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the relationship between education, income, career, and desired lifestyle and will develop the planning skills needed to achieve desired financial goals.</textformat></li><li><textformat leftmargin='30'>Explain how income affects lifestyle choices and spending decisions.</textformat></li><li><textformat leftmargin='45'>Explain how income affects spending.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144323|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: B.4.1.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Money Management </li><li><textformat leftmargin='15'>Students in Wisconsin will manage money effectively by understanding and developing financial goals and budgets. </textformat></li><li><textformat leftmargin='30'>Demonstrate ability to use money management skills and strategies.</textformat></li><li><textformat leftmargin='45'>Identify the consequences of various financial decisions related to spending and saving.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144346|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: B.4.1.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Money Management </li><li><textformat leftmargin='15'>Students in Wisconsin will manage money effectively by understanding and developing financial goals and budgets.</textformat></li><li><textformat leftmargin='30'>Demonstrate ability to use money management skills and strategies.</textformat></li><li><textformat leftmargin='45'>Define a budget and its importance.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144347|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: B.4.2.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Money Management </li><li><textformat leftmargin='15'>Students in Wisconsin will manage money effectively by understanding and developing financial goals and budgets.</textformat></li><li><textformat leftmargin='30'>Understand the purposes and services of financial institutions.</textformat></li><li><textformat leftmargin='45'>Identify the purposes of financial institutions in the community.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144348|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: B.4.2.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Money Management </li><li><textformat leftmargin='15'>Students in Wisconsin will manage money effectively by understanding and developing financial goals and budgets.</textformat></li><li><textformat leftmargin='30'>Understand the purposes and services of financial institutions.</textformat></li><li><textformat leftmargin='45'>Understand the difference between cash, check, credit card, and debit card.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144349|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: B.4.3.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Money Management </li><li><textformat leftmargin='15'>Students in Wisconsin will manage money effectively by understanding and developing financial goals and budgets.</textformat></li><li><textformat leftmargin='30'>Develop a financial vision based on an examination of personal values.</textformat></li><li><textformat leftmargin='45'>Identify ways to earn and save for a future event.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144350|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: B.4.4.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Money Management </li><li><textformat leftmargin='15'>Students in Wisconsin will manage money effectively by understanding and developing financial goals and budgets.</textformat></li><li><textformat leftmargin='30'>Understand the history, purposes, roles, and responsibilities related to taxation.</textformat></li><li><textformat leftmargin='45'>Explain how taxes are collected and used.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144353|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: C.4.2.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Credit and Debt Management</li><li><textformat leftmargin='15'>Students in Wisconsin will make informed decisions about incurring debt and will manage indebtedness to remain both creditworthy and financially secure.</textformat></li><li><textformat leftmargin='30'>Identify and compare sources of credit.</textformat></li><li><textformat leftmargin='45'>Describe the difference between credit and debt.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144376|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: C.4.2.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Credit and Debt Management</li><li><textformat leftmargin='15'>Students in Wisconsin will make informed decisions about incurring debt and will manage indebtedness to remain both creditworthy and financially secure.</textformat></li><li><textformat leftmargin='30'>Identify and compare sources of credit.</textformat></li><li><textformat leftmargin='45'>List sources of credit.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144377|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: C.4.3.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Credit and Debt Management</li><li><textformat leftmargin='15'>Students in Wisconsin will make informed decisions about incurring debt and will manage indebtedness to remain both creditworthy and financially secure.</textformat></li><li><textformat leftmargin='30'>Identify and evaluate interest rates, fees, and other charges.</textformat></li><li><textformat leftmargin='45'>Understand the concept of a credit card and a debit card.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144378|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: C.4.5.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Credit and Debt Management</li><li><textformat leftmargin='15'>Students in Wisconsin will make informed decisions about incurring debt and will manage indebtedness to remain both creditworthy and financially secure.</textformat></li><li><textformat leftmargin='30'>Calculate the cost of borrowing.</textformat></li><li><textformat leftmargin='45'>Define interest.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144382|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.4.1.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Apply strategies for creating wealth/building assets.</textformat></li><li><textformat leftmargin='45'>Explain the principle of savings.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144441|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.4.1.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Apply strategies for creating wealth/building assets.</textformat></li><li><textformat leftmargin='45'>Define opportunity cost.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144442|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.4.2.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the relationship between education, income, career, and desired lifestyle and will develop the planning skills needed to achieve desired financial goals.</textformat></li><li><textformat leftmargin='30'>Match appropriate financial services and products with specified goals.</textformat></li><li><textformat leftmargin='45'>Identify various ways to save.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144443|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.4.3.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Describe the relationships between saving and investing</textformat></li><li><textformat leftmargin='45'>Define investing.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144444|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.4.3.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Describe the relationships between saving and investing</textformat></li><li><textformat leftmargin='45'>Differentiate between saving and investing.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144445|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.4.4</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Apply the concepts of supply and demand to stock market price changes.</textformat></li><br><textformat leftmargin='40'><p><a href='asfunction:findLessonByStandard,144446|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.4.5.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Demonstrate ability to use decision-making processes in making financial decisions related to planning, saving, and investing.</textformat></li><li><textformat leftmargin='45'>Describe reasons to save.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144447|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: E.4.6.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Becoming A Critical Consumer</li><li><textformat leftmargin='15'>Students in Wisconsin will know and use available consumer resources and make responsible choices by applying economic principles in their consumer decisions.</textformat></li><li><textformat leftmargin='30'>Examine critically the impact of socio-cultural norms and demographics related to money, saving, and spending.</textformat></li><li><textformat leftmargin='45'>List the forms of money.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144482|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: E.4.6.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 4</p><br><li>Becoming A Critical Consumer</li><li><textformat leftmargin='15'>Students in Wisconsin will know and use available consumer resources and make responsible choices by applying economic principles in their consumer decisions.</textformat></li><li><textformat leftmargin='30'>Examine critically the impact of socio-cultural norms and demographics related to money, saving, and spending.</textformat></li><li><textformat leftmargin='45'>Identify the benefits and costs of buying goods.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144483|false|true|false|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: A.8.1.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Relating Income and Education</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the relationship between education, income, career, and desired lifestyle and will develop the planning skills needed to achieve desired financial goals.</textformat></li><li><textformat leftmargin='30'>Understand how career choice, education, skills, entrepreneurship, and economic conditions affect income.</textformat></li><li><textformat leftmargin='45'>Relate how career choices, education choices, skills, entrepreneurship, and economic conditions affect income.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144326|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: A.8.2.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Relating Income and Education</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the relationship between education, income, career, and desired lifestyle and will develop the planning skills needed to achieve desired financial goals.</textformat></li><li><textformat leftmargin='30'>Understand the sources of income and alternative resources.</textformat></li><li><textformat leftmargin='45'>Identify and understand factors affecting income.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144328|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: A.8.3.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Relating Income and Education</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the relationship between education, income, career, and desired lifestyle and will develop the planning skills needed to achieve desired financial goals.</textformat></li><li><textformat leftmargin='30'>Explain how income affects lifestyle choices and spending decisions.</textformat></li><li><textformat leftmargin='45'>Examine how income affects choices and spending decisions.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144330|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: A.8.3.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Relating Income and Education</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the relationship between education, income, career, and desired lifestyle and will develop the planning skills needed to achieve desired financial goals.</textformat></li><li><textformat leftmargin='30'>Explain how income affects lifestyle choices and spending decisions.</textformat></li><li><textformat leftmargin='45'>Investigate how individual skills and abilities can be applied to a career choice.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144331|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: A.8.4.4</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Relating Income and Education</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the relationship between education, income, career, and desired lifestyle and will develop the planning skills needed to achieve desired financial goals.</textformat></li><li><textformat leftmargin='30'>Explain how taxes and employee benefits relate to disposable income.</textformat></li><li><textformat leftmargin='45'>Research government policies and programs that are available to employees.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144335|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: B.8.1.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Money Management </li><li><textformat leftmargin='15'>Students in Wisconsin will manage money effectively by understanding and developing financial goals and budgets.</textformat></li><li><textformat leftmargin='30'>Demonstrate ability to use money management skills and strategies.</textformat></li><li><textformat leftmargin='45'>Formulate and compare money management choices that enable individuals to progress toward stated financial goals.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144354|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: B.8.1.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Money Management </li><li><textformat leftmargin='15'>Students in Wisconsin will manage money effectively by understanding and developing financial goals and budgets.</textformat></li><li><textformat leftmargin='30'>Demonstrate ability to use money management skills and strategies.</textformat></li><li><textformat leftmargin='45'>Prepare a budget for various applications (personal, family, business).</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144355|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: B.8.2.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Money Management </li><li><textformat leftmargin='15'>Students in Wisconsin will manage money effectively by understanding and developing financial goals and budgets.</textformat></li><li><textformat leftmargin='30'>Understand the purposes and services of financial institutions.</textformat></li><li><textformat leftmargin='45'>Analyze and select appropriate financial institutions to assist with meeting various personal financial needs and goals.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144356|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: B.8.2.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Money Management </li><li><textformat leftmargin='15'>Students in Wisconsin will manage money effectively by understanding and developing financial goals and budgets.</textformat></li><li><textformat leftmargin='30'>Understand the purposes and services of financial institutions.</textformat></li><li><textformat leftmargin='45'>Describe various financial products or services (ATM, debit cards, credit cards, checkbooks, etc.) and the most appropriate use of each.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144357|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: B.8.3.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Money Management </li><li><textformat leftmargin='15'>Students in Wisconsin will manage money effectively by understanding and developing financial goals and budgets.</textformat></li><li><textformat leftmargin='30'>Develop a financial vision based on an examination of personal values.</textformat></li><li><textformat leftmargin='45'>Develop a plan to secure funding for a future event.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144358|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: C.8.1.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Credit and Debt Management</li><li><textformat leftmargin='15'>Students in Wisconsin will make informed decisions about incurring debt and will manage indebtedness to remain both creditworthy and financially secure.</textformat></li><li><textformat leftmargin='30'>Identify and evaluate credit products and services.</textformat></li><li><textformat leftmargin='45'>Compare the benefits and costs of spending decisions.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144387|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: C.8.1.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Credit and Debt Management</li><li><textformat leftmargin='15'>Students in Wisconsin will make informed decisions about incurring debt and will manage indebtedness to remain both creditworthy and financially secure.</textformat></li><li><textformat leftmargin='30'>Identify and evaluate credit products and services.</textformat></li><li><textformat leftmargin='45'>Analyze information about products and services.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144388|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: C.8.2.3</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Credit and Debt Management</li><li><textformat leftmargin='15'>Students in Wisconsin will make informed decisions about incurring debt and will manage indebtedness to remain both creditworthy and financially secure.</textformat></li><li><textformat leftmargin='30'>Identify and compare sources of credit.</textformat></li><li><textformat leftmargin='45'>Explain credit terminology.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144392|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: C.8.5.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Credit and Debt Management</li><li><textformat leftmargin='15'>Students in Wisconsin will make informed decisions about incurring debt and will manage indebtedness to remain both creditworthy and financially secure.</textformat></li><li><textformat leftmargin='30'>Calculate the cost of borrowing.</textformat></li><li><textformat leftmargin='45'>Compare and compute application of interest, compound interest, and amortization.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144402|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: C.8.5.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Credit and Debt Management</li><li><textformat leftmargin='15'>Students in Wisconsin will make informed decisions about incurring debt and will manage indebtedness to remain both creditworthy and financially secure.</textformat></li><li><textformat leftmargin='30'>Calculate the cost of borrowing.</textformat></li><li><textformat leftmargin='45'>Compute the amount of interest paid over time when using credit.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144403|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.8.1.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Apply strategies for creating wealth/building assets.</textformat></li><li><textformat leftmargin='45'>Understand the concept of “time value” of money.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144448|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.8.1.4</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Apply strategies for creating wealth/building assets.</textformat></li><li><textformat leftmargin='45'>Apply the concept of “opportunity cost” to personal financial decisions.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144451|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.8.2.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Match appropriate financial services and products with specified goals.</textformat></li><li><textformat leftmargin='45'>Differentiate between various savings vehicles and their most effective utilization.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144452|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.8.2.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Match appropriate financial services and products with specified goals.</textformat></li><li><textformat leftmargin='45'>Understand various investment options.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144453|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.8.3.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Describe the relationships between saving and investing</textformat></li><li><textformat leftmargin='45'>Describe reasons for saving, reasons for investing, and entrepreneurship.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144455|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.8.4.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Apply the concepts of supply and demand to stock market price changes.</textformat></li><li><textformat leftmargin='45'>Explain the economic principle of supply and demand.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144458|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.8.5.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Demonstrate ability to use decision-making processes in making financial decisions related to planning, saving, and investing.</textformat></li><li><textformat leftmargin='45'>Compare budget to realized financial activities.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144459|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: E.8.1.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Becoming A Critical Consumer</li><li><textformat leftmargin='15'>Students in Wisconsin will know and use available consumer resources and make responsible choices by applying economic principles in their consumer decisions.</textformat></li><li><textformat leftmargin='30'>Understand the impact of contextual factors associated with consumer decision making. (e.g., social, historical, political, family, cultural, philosophical).</textformat></li><li><textformat leftmargin='45'>Examine individual differences in decisions made as a consumer.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144485|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: E.8.3.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Becoming A Critical Consumer</li><li><textformat leftmargin='15'>Students in Wisconsin will know and use available consumer resources and make responsible choices by applying economic principles in their consumer decisions.</textformat></li><li><textformat leftmargin='30'>Understand the cost of interest rates and fees associated with financial services.</textformat></li><li><textformat leftmargin='45'>Compare, contrast, and compute interest rates and fees of various financial institutions.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144488|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: E.8.5.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Becoming A Critical Consumer</li><li><textformat leftmargin='15'>Students in Wisconsin will know and use available consumer resources and make responsible choices by applying economic principles in their consumer decisions.</textformat></li><li><textformat leftmargin='30'>Identify sources of consumer protection and assistance including public institutions and private organizations (professionals, publications, and internet).</textformat></li><li><textformat leftmargin='45'>Identify resources that can be used in making consumer decisions.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144492|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: E.8.6.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Becoming A Critical Consumer</li><li><textformat leftmargin='15'>Students in Wisconsin will know and use available consumer resources and make responsible choices by applying economic principles in their consumer decisions.</textformat></li><li><textformat leftmargin='30'>Examine critically the impact of socio-cultural norms and demographics related to money, saving, spending, and so forth.</textformat></li><li><textformat leftmargin='45'>Explain the forms and functions of money.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144493|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: E.8.6.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>By The End of Grade 8</p><br><li>Becoming A Critical Consumer</li><li><textformat leftmargin='15'>Students in Wisconsin will know and use available consumer resources and make responsible choices by applying economic principles in their consumer decisions.</textformat></li><li><textformat leftmargin='30'>Examine critically the impact of socio-cultural norms and demographics related to money, saving, spending, and so forth.</textformat></li><li><textformat leftmargin='45'>Compare the value of goods or services from different sellers.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144494|false|false|true|false|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: A.12.1.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Relating Income and Education</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the relationship between education, income, career, and desired lifestyle and will develop the planning skills needed to achieve desired financial goals.</textformat></li><li><textformat leftmargin='30'>Understand how career choice, education, skills, entrepreneurship, and economic conditions affect income.</textformat></li><li><textformat leftmargin='45'>Evaluate and demonstrate how career choices, education choices, skills, entrepreneurship, and economic conditions affect income.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144336|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: A.12.3.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Relating Income and Education</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the relationship between education, income, career, and desired lifestyle and will develop the planning skills needed to achieve desired financial goals.</textformat></li><li><textformat leftmargin='30'>Explain how income affects lifestyle choices and spending decisions.</textformat></li><li><textformat leftmargin='45'>Develop a plan to designate how income affects decisions to purchase and spend.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144340|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: A.12.4.4</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Relating Income and Education</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the relationship between education, income, career, and desired lifestyle and will develop the planning skills needed to achieve desired financial goals.</textformat></li><li><textformat leftmargin='30'>Explain how taxes and employee benefits relate to disposable income.</textformat></li><li><textformat leftmargin='45'>Research government programs and services that are available to employees and how they affect the quality of life.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144345|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: B.12.1.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Money Management </li><li><textformat leftmargin='15'>Students in Wisconsin will manage money effectively by understanding and developing financial goals and budgets.</textformat></li><li><textformat leftmargin='30'>Demonstrate ability to use money management skills and strategies.</textformat></li><li><textformat leftmargin='45'>Apply various money management strategies to authentic situations and predict results over time.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144364|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: B.12.1.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Money Management </li><li><textformat leftmargin='15'>Students in Wisconsin will manage money effectively by understanding and developing financial goals and budgets.</textformat></li><li><textformat leftmargin='30'>Demonstrate ability to use money management skills and strategies.</textformat></li><li><textformat leftmargin='45'>Analyze and compare income and spending plans as affected by age, needs, and resources.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144365|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: B.12.2.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Money Management </li><li><textformat leftmargin='15'>Students in Wisconsin will manage money effectively by understanding and developing financial goals and budgets.</textformat></li><li><textformat leftmargin='30'>Understand the purposes and services of financial institutions.</textformat></li><li><textformat leftmargin='45'>Develop a plan that uses the services of various financial institutions to meet personal and family financial goals.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144366|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: B.12.2.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Money Management </li><li><textformat leftmargin='15'>Students in Wisconsin will manage money effectively by understanding and developing financial goals and budgets.</textformat></li><li><textformat leftmargin='30'>Understand the purposes and services of financial institutions.</textformat></li><li><textformat leftmargin='45'>Describe and calculate interest and fees applied to various forms of spending, debt, and saving.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144367|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: B.12.3.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Money Management </li><li><textformat leftmargin='15'>Students in Wisconsin will manage money effectively by understanding and developing financial goals and budgets.</textformat></li><li><textformat leftmargin='30'>Develop a financial vision based on an examination of personal values.</textformat></li><li><textformat leftmargin='45'>Compare various strategies for securing funding for a future event.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144368|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: C.12.1.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Credit and Debt Management</li><li><textformat leftmargin='15'>Students in Wisconsin will make informed decisions about incurring debt and will manage indebtedness to remain both creditworthy and financially secure.</textformat></li><li><textformat leftmargin='30'>Identify and evaluate credit products and services.</textformat></li><li><textformat leftmargin='45'>Compare the benefits and costs of spending decisions.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144414|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: C.12.1.2</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Credit and Debt Management</li><li><textformat leftmargin='15'>Students in Wisconsin will make informed decisions about incurring debt and will manage indebtedness to remain both creditworthy and financially secure.</textformat></li><li><textformat leftmargin='30'>Identify and evaluate credit products and services.</textformat></li><li><textformat leftmargin='45'>Evaluate information about products and services.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144415|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: C.12.2.3</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Credit and Debt Management</li><li><textformat leftmargin='15'>Students in Wisconsin will make informed decisions about incurring debt and will manage indebtedness to remain both creditworthy and financially secure.</textformat></li><li><textformat leftmargin='30'>Identify and compare sources of credit.</textformat></li><li><textformat leftmargin='45'>Explain credit.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144419|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: C.12.2.4</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Credit and Debt Management</li><li><textformat leftmargin='15'>Students in Wisconsin will make informed decisions about incurring debt and will manage indebtedness to remain both creditworthy and financially secure.</textformat></li><li><textformat leftmargin='30'>Identify and compare sources of credit.</textformat></li><li><textformat leftmargin='45'>Compare sources of consumer credit and apply them to consumer decisions.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144420|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: C.12.5.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Credit and Debt Management</li><li><textformat leftmargin='15'>Students in Wisconsin will make informed decisions about incurring debt and will manage indebtedness to remain both creditworthy and financially secure.</textformat></li><li><textformat leftmargin='30'>Calculate the cost of borrowing.</textformat></li><li><textformat leftmargin='45'>Utilize business tools to compare and compute interest and compound interest, and to develop an amortization table.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144429|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.12.1.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Apply strategies for creating wealth/building assets.</textformat></li><li><textformat leftmargin='45'>Evaluate the effect of “compounding” earned interest.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144460|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.12.1.3</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Apply strategies for creating wealth/building assets.</textformat></li><li><textformat leftmargin='45'>Identify and assess various means of building wealth.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144462|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.12.2.3</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Match appropriate financial services and products with specified goals.</textformat></li><li><textformat leftmargin='45'>Differentiate between various investment products.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144466|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.12.3.4</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Describe the relationships between saving and investing</textformat></li><li><textformat leftmargin='45'>Compare the risk, return, and liquidity of various investment alternatives.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144471|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.12.4.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Apply the concepts of supply and demand to stock market price changes.</textformat></li><li><textformat leftmargin='45'>Determine the impact of various market events on stock market prices.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144472|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: D.12.5.1</p><p>----------------------------------------------------------------</p><p class='contentarea'>9-12</p><br><li>Planning, Saving, and Investing</li><li><textformat leftmargin='15'>Students in Wisconsin will understand the value, features, and planning processes associated with saving and investing, and be able to apply this knowledge to long-term financial security and wealth.</textformat></li><li><textformat leftmargin='30'>Demonstrate ability to use decision-making processes in making financial decisions related to planning, saving, and investing.</textformat></li><li><textformat leftmargin='45'>Develop and justify the best investment and/or savings options to achieve particular goals.</textformat></li><br><textformat leftmargin='55'><p><a href='asfunction:findLessonByStandard,144473|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br></font>]]>
</content>
<correlations>
<standard id='144319'>62325,20922,20923,68164,61985,67934,67117,20929,20931,20924,62326,20915,68170,67873,68169,67917,62322,62348,62630,62314,745,364,363,392,393,556,368,539,390,389,</standard>
<standard id='144323'>67936,62318,62630,67113,67925,68170,61985,68177,62348,68171,68178,61984,67116,68164,68172,61969,67878,68166,68165,67119,483,584,414,910,361,455,556,475,375,370,</standard>
<standard id='144346'>67942,67120,67121,67122,67123,67119,67118,67115,67116,67117,67124,67870,67877,67878,67879,67880,67876,67875,67871,67872,745,389,385,390,392,356,384,343,313,330,</standard>
<standard id='144347'>67936,62318,62630,67113,67925,68170,61985,68177,62348,68171,68178,61984,67116,68164,68172,61969,67878,68166,68165,67119,483,584,414,910,361,455,556,475,375,370,</standard>
<standard id='144348'>67942,61983,61982,20963,67117,68177,68168,61984,68171,67123,67124,20959,67878,62319,20958,62314,67879,62320,67916,68169,918,647,501,634,476,64,645,66,578,455,</standard>
<standard id='144349'>68168,61984,61983,68171,68167,68176,68175,20959,20958,20965,20957,67123,68172,67878,62326,68177,67871,67872,67873,67870,455,481,377,66,585,591,910,390,389,385,</standard>
<standard id='144350'>62352,62214,67123,67878,62208,61984,20959,20965,61982,61983,67929,67932,68168,68176,68177,68178,68167,67942,67934,67935,539,364,585,206,591,393,414,455,377,483,</standard>
<standard id='144353'>67915,68166,67872,60314,67945,67944,62322,67940,67930,67873,62359,62360,61970,68178,67916,67917,67122,67121,67118,67119,370,356,281,410,198,385,647,372,375,841,</standard>
<standard id='144376'>68168,61984,61983,68171,68167,68176,68175,20959,20958,20965,20957,67123,68172,67878,62326,68177,67871,67872,67873,67870,455,481,377,66,585,591,910,390,389,385,</standard>
<standard id='144377'>68168,61984,61983,68171,68167,68176,68175,20959,20958,20965,20957,67123,68172,67878,62326,68177,67871,67872,67873,67870,455,481,377,66,585,591,910,390,389,385,</standard>
<standard id='144378'>68168,61984,61983,68171,68167,68176,68175,20959,20958,20965,20957,67123,68172,67878,62326,68177,67871,67872,67873,67870,455,481,377,66,585,591,910,390,389,385,</standard>
<standard id='144382'>61984,61983,68167,68168,68176,20959,20965,67878,20958,67123,62326,68175,68171,68177,67124,67870,67871,67872,67122,67119,455,591,585,66,377,329,356,392,330,390,</standard>
<standard id='144441'>62352,62214,67123,67878,62208,61984,20959,20965,61982,61983,67929,67932,68168,68176,68177,68178,68167,67942,67934,67935,539,364,585,206,591,393,414,455,377,483,</standard>
<standard id='144442'>67915,68170,67916,68167,67114,67914,62346,20915,20918,67935,20943,67939,67938,20941,67929,62315,67871,67121,20965,67940,489,396,392,517,365,364,911,414,39,738,</standard>
<standard id='144443'>62352,62214,67123,67878,62208,61984,20959,20965,61982,61983,67929,67932,68168,68176,68177,68178,68167,67942,67934,67935,539,364,585,206,591,393,414,455,377,483,</standard>
<standard id='144444'>62352,62214,67123,67878,62208,61984,20959,20965,61982,61983,67929,67932,68168,68176,68177,68178,68167,67942,67934,67935,539,364,585,206,591,393,414,455,377,483,</standard>
<standard id='144445'>62352,62214,67123,67878,62208,61984,20959,20965,61982,61983,67929,67932,68168,68176,68177,68178,68167,67942,67934,67935,539,364,585,206,591,393,414,455,377,483,</standard>
<standard id='144446'>62358,67915,67931,67936,62323,62326,68173,67880,62321,67916,67917,20943,20925,67944,67938,20955,67933,67914,67120,62356,357,276,369,209,328,557,634,382,509,387,</standard>
<standard id='144447'>62352,62214,67123,67878,62208,61984,20959,20965,61982,61983,67929,67932,68168,68176,68177,68178,68167,67942,67934,67935,539,364,585,206,591,393,414,455,377,483,</standard>
<standard id='144482'>62319,62320,68171,67124,67879,67939,67119,67936,68172,61968,67942,62314,67882,68168,67118,67121,67120,67117,67115,67116,361,484,460,61,66,67,578,315,289,556,</standard>
<standard id='144483'>68169,67916,67915,68167,67114,67914,62346,68174,20915,20916,20917,68177,68176,67917,67116,20965,62316,20943,20942,62327,470,489,517,585,453,396,177,209,390,392,</standard>
<standard id='144326'>20806,68236,20800,20804,68237,20811,68142,20799,20803,20802,20807,60338,20835,20812,20810,68139,20808,20798,60315,20767,719,676,692,725,668,203,380,773,469,501,</standard>
<standard id='144328'>20806,68237,68142,20811,20799,20835,20798,20800,20803,20810,60315,20808,20807,20767,20802,68236,60338,60335,60333,68277,203,719,702,692,153,676,539,490,542,664,</standard>
<standard id='144330'>68235,68238,68278,60214,62644,68239,20803,20802,67878,60212,60215,20800,60316,68094,68141,15857,15854,68282,15848,60226,702,346,792,469,355,746,556,157,45,490,</standard>
<standard id='144331'>20806,68237,68142,20811,20799,20835,20798,20800,20803,20810,60315,20808,20807,20767,20802,68236,60338,60335,60333,68277,203,719,702,692,153,676,539,490,542,664,</standard>
<standard id='144335'>67915,60318,68240,60316,15857,60230,60314,67873,67872,65764,61970,62643,62644,62641,65758,68248,62640,67916,65767,65766,355,522,746,542,356,702,719,462,626,526,</standard>
<standard id='144354'>68235,68238,68278,60214,62644,68239,20803,20802,67878,60212,60215,20800,60316,68094,68141,15857,15854,68282,15848,60226,702,346,792,469,355,746,556,157,45,490,</standard>
<standard id='144355'>68235,68238,68278,60214,62644,68239,20803,20802,67878,60212,60215,20800,60316,68094,68141,15857,15854,68282,15848,60226,702,346,792,469,355,746,556,157,45,490,</standard>
<standard id='144356'>60223,68242,60215,60224,68245,68243,60228,60217,60222,60219,60218,68280,60221,60234,60220,68239,62645,60216,60233,68097,918,501,634,647,505,645,371,58,253,345,</standard>
<standard id='144357'>68246,68244,68242,62645,68095,62640,68247,60225,68094,68239,60226,60222,60234,67878,15851,68097,60232,60223,68241,68243,37,515,346,789,45,157,702,345,337,338,</standard>
<standard id='144358'>68277,60213,68278,62640,60216,60218,60219,60220,60215,68239,68094,60212,68097,60221,68095,60223,62208,67878,62214,62645,153,719,539,773,725,702,727,918,686,203,</standard>
<standard id='144387'>67915,67916,60226,60224,67914,68238,20838,68233,20846,15852,20801,20843,65758,68234,68235,68241,20837,68273,68278,65762,592,792,702,51,258,764,789,157,581,346,</standard>
<standard id='144388'>68246,68244,68242,62645,68095,62640,68247,60225,68094,68239,60226,60222,60234,67878,15851,68097,60232,60223,68241,68243,37,515,346,789,45,157,702,345,337,338,</standard>
<standard id='144392'>68246,68244,68242,62645,68095,62640,68247,60225,68094,68239,60226,60222,60234,67878,15851,68097,60232,60223,68241,68243,37,515,346,789,45,157,702,345,337,338,</standard>
<standard id='144402'>68246,60223,68244,68243,68242,60226,68097,68094,68095,62645,62640,60225,60212,15851,67878,60222,60217,68241,60232,65762,37,515,789,702,346,157,337,338,328,345,</standard>
<standard id='144403'>68246,68244,68242,62645,60226,62640,68094,60225,68095,68097,15851,67878,60222,68243,60223,68247,60234,68239,60212,60217,37,515,346,157,789,702,45,345,337,338,</standard>
<standard id='144448'>68242,67916,67915,20838,60226,60224,68238,60332,67914,68241,20837,68139,65762,15852,20801,68246,65758,20843,68234,68233,792,230,592,702,51,345,258,764,157,789,</standard>
<standard id='144451'>68242,67916,67915,20838,60226,60224,68238,60332,67914,68241,20837,68139,65762,15852,20801,68246,65758,20843,68234,68233,792,230,592,702,51,345,258,764,157,789,</standard>
<standard id='144452'>68277,60213,68278,62640,60216,60218,60219,60220,60215,68239,68094,60212,68097,60221,68095,60223,62208,67878,62214,62645,153,719,539,773,725,702,727,918,686,203,</standard>
<standard id='144453'>68277,60213,68278,62640,60216,60218,60219,60220,60215,68239,68094,60212,68097,60221,68095,60223,62208,67878,62214,62645,153,719,539,773,725,702,727,918,686,203,</standard>
<standard id='144455'>68094,20806,68236,20812,68277,68278,60213,68270,60228,20804,68232,68139,62647,20800,62631,67875,60218,60217,60216,60215,773,719,725,727,676,668,692,153,539,695,</standard>
<standard id='144458'>68280,67915,60229,68279,15855,60232,68096,15856,65763,67880,68242,68143,68094,62634,62638,60220,67916,67917,67914,65768,259,553,664,747,961,276,394,692,258,762,</standard>
<standard id='144459'>68235,68238,68278,60214,62644,68239,20803,20802,67878,60212,60215,20800,60316,68094,68141,15857,15854,68282,15848,60226,702,346,792,469,355,746,556,157,45,490,</standard>
<standard id='144485'>67916,67915,60226,60224,67914,20801,68238,20838,60334,20810,65764,65760,20811,65755,65762,65758,68143,67917,68234,20836,346,581,773,308,792,592,579,702,354,347,</standard>
<standard id='144488'>68246,60223,68244,68243,68242,60226,68097,68094,68095,62645,62640,60225,60212,15851,67878,60222,60217,68241,60232,65762,37,515,789,702,346,157,337,338,328,345,</standard>
<standard id='144492'>67916,67915,60226,60224,67914,20801,68238,20838,60334,20810,65764,65760,20811,65755,65762,65758,68143,67917,68234,20836,346,581,773,308,792,592,579,702,354,347,</standard>
<standard id='144493'>15846,67879,68275,15847,20833,20798,68274,20834,68246,68282,60214,20772,67882,65766,65759,65765,65763,65762,65760,65761,605,629,120,573,302,395,563,776,257,798,</standard>
<standard id='144494'>60229,68096,60232,60233,67916,67880,67915,68279,60220,68143,65763,68281,68280,67917,65764,68242,67914,60216,65768,20803,328,961,8,853,579,664,747,553,276,259,</standard>
<standard id='144336'>56530,17813,62132,62584,15429,56529,17809,68142,20863,20862,67764,68139,15964,67747,60259,60315,62480,67736,67738,15952,719,692,676,994,154,130,773,203,725,1011,</standard>
<standard id='144340'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,346,650,94,113,306,707,17,305,36,355,</standard>
<standard id='144345'>68035,68036,68033,67669,68041,67733,68037,67755,68040,17818,15955,15953,60261,15954,60258,67667,60230,67670,60257,60316,759,306,542,522,355,694,632,459,773,748,</standard>
<standard id='144364'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,346,650,94,113,306,707,17,305,36,355,</standard>
<standard id='144365'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,346,650,94,113,306,707,17,305,36,355,</standard>
<standard id='144366'>60223,60215,67742,67857,68111,68110,60217,60222,62144,60254,60228,60224,15960,60253,67749,17830,60213,60216,62584,68109,371,479,505,335,333,131,253,292,771,334,</standard>
<standard id='144367'>62144,68300,17810,20829,68297,60226,60225,62516,68104,68111,68110,60234,15962,60222,17812,67851,62273,62276,67734,62606,26,175,84,388,36,37,603,847,570,45,</standard>
<standard id='144368'>60254,62480,67738,15964,17837,67740,60213,62479,67749,60222,20829,60221,17830,60220,60223,60224,60226,17839,63120,62256,305,153,773,719,725,353,553,547,388,558,</standard>
<standard id='144414'>67667,67669,60224,67668,60226,56532,56533,56534,17798,17795,68289,15424,15423,17818,20851,67670,17814,17809,67746,15427,759,463,386,341,312,158,630,121,94,764,</standard>
<standard id='144415'>62144,68300,17810,20829,68297,60226,60225,62516,68104,68111,68110,60234,15962,60222,17812,67851,62273,62276,67734,62606,26,175,84,388,36,37,603,847,570,45,</standard>
<standard id='144419'>62144,68300,17810,20829,68297,60226,60225,62516,68104,68111,68110,60234,15962,60222,17812,67851,62273,62276,67734,62606,26,175,84,388,36,37,603,847,570,45,</standard>
<standard id='144420'>62144,68300,17810,20829,68297,60226,60225,62516,68104,68111,68110,60234,15962,60222,17812,67851,62273,62276,67734,62606,26,175,84,388,36,37,603,847,570,45,</standard>
<standard id='144429'>20829,68297,68300,62144,20828,20825,60223,17810,68287,60225,60222,65690,17812,60212,68104,62273,15962,62516,60226,68306,388,84,570,37,36,175,847,603,121,353,</standard>
<standard id='144460'>20829,68297,68300,62144,20828,20825,60223,17810,68287,60225,60222,65690,17812,60212,68104,62273,15962,62516,60226,68306,388,84,570,37,36,175,847,603,121,353,</standard>
<standard id='144462'>60254,62480,67738,15964,17837,67740,60213,62479,67749,60222,20829,60221,17830,60220,60223,60224,60226,17839,63120,62256,305,153,773,719,725,353,553,547,388,558,</standard>
<standard id='144466'>60254,62480,67738,15964,17837,67740,60213,62479,67749,60222,20829,60221,17830,60220,60223,60224,60226,17839,63120,62256,305,153,773,719,725,353,553,547,388,558,</standard>
<standard id='144471'>67738,60217,68291,60234,60213,60218,60223,60227,68110,62142,68106,68104,68296,68297,65740,62512,68306,62454,68307,67750,264,533,543,553,676,668,773,479,694,725,</standard>
<standard id='144472'>60229,60251,67755,20817,15949,15428,17807,17804,67855,67737,15946,17801,62141,15948,67748,68058,68109,65686,62175,62598,132,508,553,201,259,317,758,60,46,615,</standard>
<standard id='144473'>60254,62480,67738,15964,17837,67740,60213,62479,67749,60222,20829,60221,17830,60220,60223,60224,60226,17839,63120,62256,305,153,773,719,725,353,553,547,388,558,</standard>
</correlations>
</standards>