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@Christopher W. Olsen Christopher W. Olsen on 19 Jun 2019 75 KB Adding Data Just For Reference
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<standards name='VA_PF'><title>Virginia Standards in Economics and Personal Finance</title><content><![CDATA[<font color='#333333'><p>These standards in personal finance are current as of <b>2010</b>. No Internet connection was detected. When you have an Internet connection, the application will automatically look for updated standards for your state.</p><br><p>View the <a href="asfunction:loadstandard,standards_va_ve4.xml">State Standards in Economics</a>.</p><br><p>Visit the <a href='asfunction:gotoWebPage,http://ve.councilforeconed.org/library/state-standards.php?state=va_pf'>web site</a> to learn more.</p><p>----------------------------------------------------------------</p><p class='contentarea'>Content Area: Personal Finance</p><p>----------------------------------------------------------------</p><p class='contentarea'>Standard: EPF.1a</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of basic economic concepts and structures by</li><li><textformat leftmargin='15'>describing how consumers, businesses, and government decision-makers face scarcity of resources and must make trade-offs and incur opportunity costs.</textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147643|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.1b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of basic economic concepts and structures by</li><li><textformat leftmargin='15'>explaining that choices often have long-run unintended consequences. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147644|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.1c</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of basic economic concepts and structures by</li><li><textformat leftmargin='15'>describing how effective decision-making requires comparing the additional costs (marginal costs) and additional benefits (marginal benefits). </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147645|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.1d</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of basic economic concepts and structures by</li><li><textformat leftmargin='15'>identifying factors of production</textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147646|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.1e</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of basic economic concepts and structures by</li><li><textformat leftmargin='15'>comparing the characteristics of market, command, traditional, and mixed economies. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147647|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.1f</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of basic economic concepts and structures by</li><li><textformat leftmargin='15'>identifying Adam Smith and describing the characteristics of a market economy. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147648|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.2a</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the role of producers and consumers in a market economy by </li><li><textformat leftmargin='15'>describing how consumers, producers, workers, savers, investors, and citizens respond to incentives. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147649|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.2b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the role of producers and consumers in a market economy by</li><li><textformat leftmargin='15'>explaining how businesses respond to consumer sovereignty. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147650|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.2c</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the role of producers and consumers in a market economy by</li><li><textformat leftmargin='15'>identifying the role entrepreneurs. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147651|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.2d</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the role of producers and consumers in a market economy by</li><li><textformat leftmargin='15'>comparing the costs and benefits of different forms of business organization, including sole proprietorship, partnership, corporation, franchise, and cooperative. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147652|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.2e</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the role of producers and consumers in a market economy by</li><li><textformat leftmargin='15'>describing how costs and revenues affect profit and supply. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147653|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.2f</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the role of producers and consumers in a market economy by</li><li><textformat leftmargin='15'>describing how increased productivity affects costs of production and standard of living. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147654|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.2g</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the role of producers and consumers in a market economy by</li><li><textformat leftmargin='15'>examining how investment in human capital, capital goods, and technology an improve productivity. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147655|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.2h</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the role of producers and consumers in a market economy by</li><li><textformat leftmargin='15'>describing the effects of competition on producers, sellers, and consumers. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147656|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.2i</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the role of producers and consumers in a market economy by</li><li><textformat leftmargin='15'>explaining why monopolies or collusion among sellers reduces competition and raises prices. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147657|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.2j</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the role of producers and consumers in a market economy by</li><li><textformat leftmargin='15'>illustrating the circular flow of economic activity. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147658|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.3a</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the price system by</li><li><textformat leftmargin='15'>examining the laws of supply of demand and the determinants of each. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147659|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.3b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the price system by</li><li><textformat leftmargin='15'>explaining how the interaction of supply and demand determines the equilibrium price. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147660|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.3c</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the price system by</li><li><textformat leftmargin='15'>describing the elasticity of supply and demand. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147661|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.3d</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the price system by</li><li><textformat leftmargin='15'>examining the purposes and implications of price ceilings and price floors. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147662|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.4a</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge that many factors affect income by</li><li><textformat leftmargin='15'>examining the market value of a worker's skills and knowledge. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147663|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.4b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge that many factors affect income by</li><li><textformat leftmargin='15'>identifying the impact of human capital on production costs. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147664|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.4c</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge that many factors affect income by</li><li><textformat leftmargin='15'>explaining the relationship between a person's own human capital and the resulting income potential. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147665|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.4d</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge that many factors affect income by</li><li><textformat leftmargin='15'>describing how changes in supply and demand for goods and services affect income. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147666|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.5a</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of a nation's economic goals, including full employment, stable prices, and economic growth, by </li><li><textformat leftmargin='15'>describing economic indicators, such as gross domestic product (GDP), consumer price index (CPI), and unemployment rate. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147667|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.5b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of a nation's economic goals, including full employment, stable prices, and economic growth, by</li><li><textformat leftmargin='15'>describing the causes and effects of unemployment, inflation, and reduced economic growth. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147668|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.5c</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of a nation's economic goals, including full employment, stable prices, and economic growth, by</li><li><textformat leftmargin='15'>describing the fluctuations of the business cycle. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147669|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.5d</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of a nation's economic goals, including full employment, stable prices, and economic growth, by</li><li><textformat leftmargin='15'>describing strategies for achieving national economic goals. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147670|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.6a</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the nation's financial system by </li><li><textformat leftmargin='15'>defining the role of money. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147671|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.6b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the nation's financial system by</li><li><textformat leftmargin='15'>explaining the role of financial markets and financial institutions. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147672|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.7a</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of how monetary and fiscal policy influence, employment, output, and prices by </li><li><textformat leftmargin='15'>describing the purpose, structure, and function of the Federal Reserve System. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147673|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.7b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of how monetary and fiscal policy influence, employment, output, and prices by</li><li><textformat leftmargin='15'>describing government's role in stabilizing the economy. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147674|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.7c</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of how monetary and fiscal policy influence, employment, output, and prices by</li><li><textformat leftmargin='15'>describing sources of government revenue. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147675|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.7d</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of how monetary and fiscal policy influence, employment, output, and prices by</li><li><textformat leftmargin='15'>explaining balanced budget, deficit, and national debt. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147676|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.8a</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the role of government in a market economy by</li><li><textformat leftmargin='15'>identifying goods and services provided by government to benefit society. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147677|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.8b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the role of government in a market economy by</li><li><textformat leftmargin='15'>identifying the role of the government plays in providing a legal structure to protect property rights and enforce contracts. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147678|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.8c</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the role of government in a market economy by</li><li><textformat leftmargin='15'>providing examples of government regulation of the market. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147679|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.8d</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the role of government in a market economy by</li><li><textformat leftmargin='15'>explaining that government redistribute wealth. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147680|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.8e</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the role of government in a market economy by</li><li><textformat leftmargin='15'>explaining that taxes and fees fund all government-provided goods and services. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147681|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.9a</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the global economy by </li><li><textformat leftmargin='15'>explaining that when parties trade voluntarily, all benefit. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147682|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.9b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the global economy by</li><li><textformat leftmargin='15'>distinguishing between absolute advantage and comparative advantage. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147683|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.9c</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the global economy by</li><li><textformat leftmargin='15'>distinguishing between trade deficit and trade surplus. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147684|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.9d</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the global economy by</li><li><textformat leftmargin='15'>explaining exchange rates, and the impact of a strong dollar and weak dollar on economic decisions. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147685|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.9e</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the global economy by</li><li><textformat leftmargin='15'>describing the costs and benefits of trade barriers. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147686|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.9f</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the global economy by</li><li><textformat leftmargin='15'>describing the effects of international trade agreements and the World Trade Organization. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147687|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.9g</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the global economy by</li><li><textformat leftmargin='15'>explaining growing economic interdependence. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147688|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.10a</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the global economy by</li><li><textformat leftmargin='15'>examining basic economic concepts and their relation to product prices and consumer spending. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147689|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.10b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the global economy by</li><li><textformat leftmargin='15'>examining the effect of supply and demand on wages salaries. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147690|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.10c</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the global economy by</li><li><textformat leftmargin='15'>describing the steps in making a purchase decision, including the roles of marginal benefit and marginal cost. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147691|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.10d</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the global economy by</li><li><textformat leftmargin='15'>determining the consequences of conspicuous consumption. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147692|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.10e</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the global economy by</li><li><textformat leftmargin='15'>describing common types of contracts and implications of each. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147693|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.10f</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the global economy by</li><li><textformat leftmargin='15'>demonstrating comparison-shopping skills. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147694|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.10g</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the global economy by</li><li><textformat leftmargin='15'>maintaining a filing system for personal financial records. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147695|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.10h</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the global economy by</li><li><textformat leftmargin='15'>examining the impact of advertising and marketing on consumer demand and decision-making in the global marketplace. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147696|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.10i</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the global economy by</li><li><textformat leftmargin='15'>accessing reliable financial information from a variety of sources. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147697|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.10j</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the global economy by</li><li><textformat leftmargin='15'>explaining consumer rights, responsibilities, remedies, and the importance of consumer vigilance. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147698|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.10k</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the global economy by</li><li><textformat leftmargin='15'>examining precautions for protecting identity and other personal information. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147699|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.11a</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of planning for living and leisure expenses by</li><li><textformat leftmargin='15'>comparing the costs and benefits of purchasing vs. leasing a vehicle. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147700|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.11b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of planning for living and leisure expenses by</li><li><textformat leftmargin='15'>comparing the advantages and disadvantages of renting vs. purchasing a home. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147701|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.11e</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of planning for living and leisure expenses by</li><li><textformat leftmargin='15'>calculating the cost of utilities, services, maintenance and other housing expenses. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147704|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.11f</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of planning for living and leisure expenses by</li><li><textformat leftmargin='15'>evaluating discretionary spending decisions </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147705|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.12a</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of banking transactions by</li><li><textformat leftmargin='15'>comparing types of financial institutions. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147706|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.12b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of banking transactions by</li><li><textformat leftmargin='15'>examining how financial institutions affect personal financial planning. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147707|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.12c</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of banking transactions by</li><li><textformat leftmargin='15'>evaluating services and related costs associated with personal banking. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147708|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.12d</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of banking transactions by</li><li><textformat leftmargin='15'>differentiating among types of electronic monetary transactions. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147709|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.12e</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of banking transactions by</li><li><textformat leftmargin='15'>preparing all forms necessary for opening and maintaining a checking and a savings account. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147710|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.12f</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of banking transactions by</li><li><textformat leftmargin='15'>reconciling bank statements. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147711|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.12g</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of banking transactions by</li><li><textformat leftmargin='15'>comparing costs and benefits online and traditional banking. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147712|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.12h</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of banking transactions by</li><li><textformat leftmargin='15'>explaining how certain historical events have influenced the banking system and other financial institutions. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147713|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.13a</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate the knowledge of credit and loan function by</li><li><textformat leftmargin='15'>evaluating the various methods of financing a purchase. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147714|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.13b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate the knowledge of credit and loan function by</li><li><textformat leftmargin='15'>analyzing credit card features and their impact on personal financial planning. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147715|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.13c</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate the knowledge of credit and loan function by</li><li><textformat leftmargin='15'>identifying qualifications needed to obtain credit. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147716|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.13d</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate the knowledge of credit and loan function by</li><li><textformat leftmargin='15'>identifying basic provisions of credit and loan laws. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147717|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.13e</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate the knowledge of credit and loan function by</li><li><textformat leftmargin='15'>comparing terms and conditions of various sources of consumer credit. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147718|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.13f</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate the knowledge of credit and loan function by</li><li><textformat leftmargin='15'>identifying strategies for effective debt management, including sources of assistance. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147719|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.13g</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate the knowledge of credit and loan function by</li><li><textformat leftmargin='15'>explaining the need for a good credit rating. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147720|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.13h</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate the knowledge of credit and loan function by</li><li><textformat leftmargin='15'>comparing the costs and conditions of secured and unsecured loans. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147721|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.13i</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate the knowledge of credit and loan function by</li><li><textformat leftmargin='15'>comparing the types of voluntary and involuntary bankruptcy and the implications of each. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147722|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.14a</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the role of insurance in risk management by </li><li><textformat leftmargin='15'>evaluating insurance as a risk management strategy. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147723|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.14b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the role of insurance in risk management by</li><li><textformat leftmargin='15'>distinguishing among the types, costs, and benefits of insurance coverage, including automobile, life, property, health, and professional liability. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147724|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.14c</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of the role of insurance in risk management by</li><li><textformat leftmargin='15'>explaining the roles of insurance in financial planning. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147725|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.15a</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of income earning and reporting by </li><li><textformat leftmargin='15'>examining how personal choices about education, training, skill development, and careers impact earnings. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147726|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.15b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of income earning and reporting by</li><li><textformat leftmargin='15'>differentiating among sources of income. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147727|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.15c</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of income earning and reporting by</li><li><textformat leftmargin='15'>calculating net pay. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147728|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.15d</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of income earning and reporting by</li><li><textformat leftmargin='15'>investigating employee benefits and incentives. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147729|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.15e</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of income earning and reporting by</li><li><textformat leftmargin='15'>completing a standard W-4 form. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147730|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.16a</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of taxes by</li><li><textformat leftmargin='15'>describing the types and purposes of local, state, and federal taxes and the way each is levied and used. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147731|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.16b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of taxes by</li><li><textformat leftmargin='15'>exploring how tax structures affect consumers, producers, and business owners differently.</textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147732|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.16c</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of taxes by</li><li><textformat leftmargin='15'>computing local taxes on products and services. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147733|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.16d</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of taxes by</li><li><textformat leftmargin='15'>examining potential tax deductions and credits on a tax return. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147734|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.16e</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of taxes by</li><li><textformat leftmargin='15'>explaining the content and purpose of a standard W-2 form. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147735|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.16f</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of taxes by</li><li><textformat leftmargin='15'>explaining the similarities and differences between state and federal taxation of inheritances. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147736|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.17a</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of personal financial planning by</li><li><textformat leftmargin='15'>identifying short-term and long-term personal financial goals. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147737|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.17b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of personal financial planning by</li><li><textformat leftmargin='15'>identifying anitcipated and unanticipated income and expenses. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147738|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.17c</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of personal financial planning by</li><li><textformat leftmargin='15'>examining components and purposes of a personal net worth statement. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147739|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.17d</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of personal financial planning by</li><li><textformat leftmargin='15'>developing a personal budget. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147740|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.17e</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of personal financial planning by</li><li><textformat leftmargin='15'>investigating the effects of government actions and economic conditions on personal financial planning. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147741|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.17f</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of personal financial planning by</li><li><textformat leftmargin='15'>explaining how economic influences a personal financial plan. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147742|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.18a</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of investment and savings planning by</li><li><textformat leftmargin='15'>comparing the impact of simple interest vs. compound interest on savings. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147743|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.18b</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of investment and savings planning by</li><li><textformat leftmargin='15'>comparing and contrasting investment and savings options. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147744|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.18c</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of investment and savings planning by</li><li><textformat leftmargin='15'>explaining costs and income sources for investments. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147745|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.18d</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of investment and savings planning by</li><li><textformat leftmargin='15'>examining the fundamental workings of Social Security and the system's effects on retirement planning. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147746|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.18e</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of investment and savings planning by</li><li><textformat leftmargin='15'>contrasting alternative retirement plans. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147747|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br><p class='contentarea'>Standard: EPF.18f</p><p>----------------------------------------------------------------</p><p class='contentarea'>Grades 9-12</p><br><li>The student will demonstrate knowledge of investment and savings planning by</li><li><textformat leftmargin='15'>describing how the stock market works. </textformat></li><br><textformat leftmargin='25'><p><a href='asfunction:findLessonByStandard,147748|false|false|false|true|||'>Find lessons that meet this standard >></a></p></textformat><br></font>]]>
</content>
<correlations>
<standard id='147643'>60224,17798,20851,67668,67670,56534,15423,67667,68289,67669,15944,20821,17796,15427,62443,62448,62442,62221,62441,62220,94,341,158,312,121,386,759,463,306,535,</standard>
<standard id='147644'>67668,67670,67667,56534,60224,17798,20851,67669,15423,68289,17796,20821,15944,15427,17818,56532,62448,56533,17795,15424,94,341,158,312,121,386,759,463,306,535,</standard>
<standard id='147645'>20851,60224,67670,67669,67667,67668,56534,17798,68289,15423,15944,17796,20821,15427,17818,56532,15424,17795,56533,60226,94,341,312,158,121,759,386,463,630,306,</standard>
<standard id='147646'>68142,56530,68139,20862,60259,15959,20863,68292,15429,17809,15952,17813,67736,63120,60214,62138,17797,60317,67668,67750,606,650,692,122,305,153,676,203,75,581,</standard>
<standard id='147647'>65693,17800,17818,17814,68143,17795,17809,63116,65603,65687,63114,65684,15945,68046,63111,15423,15425,67729,62147,65686,136,795,322,288,138,651,535,532,719,552,</standard>
<standard id='147648'>65693,17800,17818,17814,68143,17795,17809,63116,65603,65687,63114,65684,15945,68046,63111,15423,15425,67729,62147,65686,136,795,322,288,138,651,535,532,719,552,</standard>
<standard id='147649'>17814,67668,67667,67856,17800,17818,67855,17809,17795,60226,15424,67669,65693,68106,67670,67755,67731,17806,20863,68045,341,218,346,162,630,615,273,759,625,773,</standard>
<standard id='147650'>60229,60251,67755,20817,15949,15428,17807,17804,67855,67737,15946,17801,62141,15948,67748,68058,68109,65686,62175,62598,317,46,615,60,259,201,758,132,508,47,</standard>
<standard id='147651'>56530,20862,67669,67668,62131,67735,67738,17813,68027,67750,67747,62132,62137,62591,62599,62588,62584,62514,62601,62605,719,692,676,725,727,772,773,668,533,283,</standard>
<standard id='147652'>67851,68035,17816,17814,67741,65603,62135,60255,62145,67645,15957,67854,15425,67853,68030,63112,20822,67761,20823,62261,201,21,371,505,60,154,759,535,694,186,</standard>
<standard id='147653'>62595,20817,20818,67855,20816,20819,15949,17804,17807,68109,67755,60229,67668,60251,15428,60232,62140,62141,17803,67748,692,762,694,47,46,317,650,201,60,615,</standard>
<standard id='147654'>15429,67750,20856,62515,67736,60251,63120,20857,20821,62475,68140,67727,67730,62474,67642,17835,60261,67732,15434,15427,719,668,725,146,104,350,129,122,575,552,</standard>
<standard id='147655'>68142,15952,15429,60315,62515,17809,56530,68292,20863,17813,60259,20862,67736,15951,65604,20857,67764,62516,20856,62507,154,692,203,650,676,719,606,75,305,153,</standard>
<standard id='147656'>67856,67854,68035,17816,68058,17814,67741,65603,62145,62135,60255,67645,65688,15957,67851,15425,20822,63115,63112,67761,154,759,201,535,371,505,60,21,651,46,</standard>
<standard id='147657'>67851,68035,17816,17814,67741,65603,62135,60255,62145,67645,15957,67854,15425,67853,68030,63112,20822,67761,20823,62261,201,21,371,505,60,154,759,535,694,186,</standard>
<standard id='147658'>67669,68058,67668,67755,67667,17807,17808,68143,68106,17804,60220,60251,60229,15949,20817,67855,15428,67757,62513,68111,46,529,201,759,719,333,259,334,335,758,</standard>
<standard id='147659'>67855,67755,60229,60232,20819,20818,17804,17807,68109,20817,60251,15949,15428,15948,67748,68058,15947,17801,67737,15946,46,259,758,47,60,201,132,317,615,553,</standard>
<standard id='147660'>67855,67755,60229,60232,20819,20818,17804,17807,68109,20817,60251,15949,15428,15948,67748,68058,15947,17801,67737,15946,46,259,758,47,60,201,132,317,615,553,</standard>
<standard id='147661'>66495,62227,67855,20819,67755,60229,15949,60251,60232,20818,68109,17807,17804,15428,20817,17806,68058,15948,67737,15947,551,201,758,132,60,317,508,615,650,553,</standard>
<standard id='147662'>62147,15428,60251,67855,20817,17804,17808,15949,60229,68106,62181,17839,15946,62597,62192,62193,62188,65722,62141,62511,508,8,184,773,764,273,759,189,582,342,</standard>
<standard id='147663'>56530,56529,17809,68142,15429,15952,15951,68290,15964,60315,67736,56531,68292,60214,60259,20863,67764,17813,62480,62584,203,650,154,994,719,1011,602,94,153,692,</standard>
<standard id='147664'>15429,15952,68142,62515,67644,20857,15951,67736,20856,65604,62516,60315,62507,56529,17809,68290,56530,17813,68292,56531,154,719,602,650,203,692,676,94,994,1011,</standard>
<standard id='147665'>15429,15952,68142,62515,67644,20857,15951,67736,20856,65604,62516,60315,62507,56529,17809,68290,56530,17813,68292,56531,154,719,602,650,203,692,676,94,994,1011,</standard>
<standard id='147666'>60251,67748,15949,20817,67855,15428,60229,17804,17807,67755,17801,68109,15946,68058,15948,67737,60232,20819,62141,20818,650,692,46,553,60,615,259,47,758,317,</standard>
<standard id='147667'>68105,68034,15961,68044,68141,68107,62250,17832,65720,17810,68062,15432,68108,63118,60260,62251,62616,67669,62271,67762,998,1012,848,1003,990,994,1011,1004,995,602,</standard>
<standard id='147668'>15961,62251,68044,68034,68105,63118,62616,62250,67669,60260,67745,67762,62271,68107,68108,68141,68062,62511,15432,62259,998,997,353,848,850,995,1003,1004,994,1012,</standard>
<standard id='147669'>15961,68108,68044,68105,67757,60232,67756,62254,65692,62616,60231,68141,15432,15963,68111,68107,67762,68109,68062,67729,990,1003,1011,994,997,995,1006,1000,459,1012,</standard>
<standard id='147670'>68111,60260,15963,68107,67756,65720,17832,62277,17831,62270,62269,62256,67762,67757,60232,15433,17828,68108,17829,15962,459,29,1003,700,36,190,352,1009,1012,348,</standard>
<standard id='147671'>56531,15432,67742,67754,15959,56534,62173,67753,67756,17828,62263,67735,62479,56533,62477,17812,56530,60214,67647,15435,395,698,798,776,133,175,629,34,707,691,</standard>
<standard id='147672'>68110,15960,60253,60228,62602,62584,65690,65723,60224,60254,60252,60223,68111,68042,67754,68028,17828,67857,67747,56533,691,348,1009,391,367,542,163,84,700,997,</standard>
<standard id='147673'>68107,60232,15432,68111,60260,15963,17828,15962,68108,67762,67756,63118,17810,62256,17831,60233,65720,60228,65691,62602,990,698,36,1009,29,348,459,352,1003,700,</standard>
<standard id='147674'>68111,60260,15963,67756,68107,67757,60261,68031,68030,65720,62277,62256,17832,17831,62270,62269,62615,15962,60232,67762,459,352,29,319,997,395,36,348,190,1009,</standard>
<standard id='147675'>68031,68111,67757,62615,68036,15953,15954,68027,68293,15955,67735,67755,20827,68030,68033,67733,17820,68035,67734,68040,459,748,759,529,542,694,522,593,582,632,</standard>
<standard id='147676'>17829,15433,62269,68107,68111,60260,17830,15963,15961,67756,67757,62270,17831,17832,62255,65720,62273,62259,62256,68031,184,190,29,31,459,33,1012,615,990,38,</standard>
<standard id='147677'>17818,15956,15954,60257,60318,17820,62180,62147,68035,68041,68036,68037,67755,67669,67733,68040,68033,68039,60256,68030,542,632,355,694,522,306,759,526,529,773,</standard>
<standard id='147678'>67669,67667,67670,68041,68035,68027,60261,67735,62483,15426,62513,15956,68030,68033,68037,15955,17818,67733,20827,67755,727,582,593,748,529,542,526,694,759,719,</standard>
<standard id='147679'>67755,68035,17818,60257,15954,60261,17820,68030,60318,15956,17821,68041,68040,62511,62513,68039,68037,67645,67733,62147,759,522,694,542,663,727,773,582,628,632,</standard>
<standard id='147680'>15953,60258,68037,68030,62244,63122,62614,67858,17820,68036,67755,17818,68041,60261,60257,17823,67735,68033,67669,67670,154,542,529,694,522,526,719,593,628,773,</standard>
<standard id='147681'>68035,68036,68033,67669,68041,67733,68037,67755,68040,17818,15955,15953,60261,15954,60258,67667,60230,67670,60257,60316,694,522,759,355,542,306,526,593,748,773,</standard>
<standard id='147682'>68140,67727,15434,17835,67732,65596,67636,62136,62222,60251,62138,62236,62592,65588,65587,63120,67730,62476,17833,15422,575,567,552,855,719,725,350,536,668,104,</standard>
<standard id='147683'>60261,15434,67646,68140,67730,63117,67640,67639,67638,67641,15422,65596,67647,67732,65594,67644,67637,62476,62478,17835,794,350,719,855,725,163,776,50,342,129,</standard>
<standard id='147684'>65590,65591,65595,65589,17839,68040,62276,65600,65601,67640,67638,67645,67647,67730,61972,68140,17827,62476,62478,62473,50,163,855,725,350,342,126,188,186,127,</standard>
<standard id='147685'>15435,17836,65599,62477,65598,62455,60233,56531,56530,60214,67647,17812,15432,67742,67754,65595,65596,65594,65600,65604,629,299,798,342,25,126,156,140,135,175,</standard>
<standard id='147686'>15434,67636,15422,67646,68140,63117,60261,67765,62478,62275,62455,61972,17816,65588,67734,67645,65592,68040,65601,65600,529,35,163,75,776,629,794,725,129,719,</standard>
<standard id='147687'>67646,63117,15422,15434,67636,68140,62478,60261,65588,68040,65594,62455,61972,67645,65602,65601,65600,67765,67640,67639,529,725,163,776,719,794,350,855,50,342,</standard>
<standard id='147688'>15434,68140,67640,17835,67641,67732,67639,65596,15422,62476,67636,62222,61972,65689,65588,65587,62171,68040,67727,63120,855,342,575,794,350,725,567,552,719,776,</standard>
<standard id='147689'>60251,67748,68058,15948,65686,67855,15949,20817,17804,17807,68140,67755,60229,15428,15434,67640,67641,17811,17835,17806,46,552,132,553,651,855,259,317,719,758,</standard>
<standard id='147690'>68142,15429,15952,60251,20862,20863,68292,60259,56530,17813,17809,62146,67748,15964,15959,68139,62516,62515,15951,20857,650,692,154,305,122,203,27,676,795,43,</standard>
<standard id='147691'>56531,60226,56532,17795,56534,56533,67669,67670,67668,15424,67667,17818,20863,60224,17799,20851,68289,20859,17812,17811,581,271,759,346,773,273,463,341,386,181,</standard>
<standard id='147692'>56532,62473,67856,62507,56534,56533,68058,68306,62452,65593,65592,65591,65594,65598,65601,65602,65600,65599,65596,65597,162,188,651,46,43,10,26,847,346,189,</standard>
<standard id='147693'>67667,67668,67670,67669,68041,15426,60261,67851,67850,67729,15425,67852,67747,67728,67735,68027,68035,62483,65687,17838,727,582,186,748,558,355,306,319,65,691,</standard>
<standard id='147694'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,306,650,113,94,17,707,346,748,162,45,</standard>
<standard id='147695'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,306,650,113,94,17,707,346,748,162,45,</standard>
<standard id='147696'>68058,20817,17807,67755,20815,17804,15949,60229,20819,68109,60251,67855,60232,15428,20818,56533,62139,17801,17806,17811,46,10,651,43,317,259,615,508,758,551,</standard>
<standard id='147697'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,306,650,113,94,17,707,346,748,162,45,</standard>
<standard id='147698'>56534,60214,17811,56533,56532,56529,56530,67858,65743,68294,60212,68293,60215,68295,68302,17812,17813,68306,68305,60316,346,162,651,707,650,94,306,17,113,43,</standard>
<standard id='147699'>68300,68297,62144,17810,20829,68305,17812,68302,68295,60254,67734,60234,62276,65690,62606,62273,62516,62451,62601,62602,388,36,175,570,26,847,603,37,84,121,</standard>
<standard id='147700'>68302,68305,68295,17812,62144,68300,68297,20829,17810,62451,62516,62601,62605,62602,62450,15962,60254,60225,60222,60226,388,36,162,121,45,346,847,603,570,175,</standard>
<standard id='147701'>68297,68302,17812,68295,68305,62144,20829,68300,17810,68104,68306,60234,68110,60217,60223,60316,62273,62451,62450,60254,388,36,162,121,45,346,570,175,847,603,</standard>
<standard id='147704'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,306,650,113,94,17,707,346,748,162,45,</standard>
<standard id='147705'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,306,650,113,94,17,707,346,748,162,45,</standard>
<standard id='147706'>60223,68297,60217,17813,68287,67738,60218,62512,60215,68306,60234,60227,68305,17812,60213,68104,68295,62454,68307,60212,388,36,558,691,553,305,121,707,346,698,</standard>
<standard id='147707'>60217,62144,60223,60234,60227,60254,68104,65723,15960,62454,60224,17830,60222,60216,60215,60213,60218,60219,60220,67749,333,335,292,334,175,698,388,570,84,847,</standard>
<standard id='147708'>68295,60215,17813,17812,60212,68287,68305,56530,60214,56529,60254,60234,17837,15964,62480,60226,60224,56532,63120,56533,305,707,346,388,121,558,36,691,153,130,</standard>
<standard id='147709'>60223,60215,67742,67857,68111,68110,60217,60222,62144,60254,60228,60224,15960,60253,67749,17830,60213,60216,62584,68109,771,371,334,333,479,505,253,335,131,292,</standard>
<standard id='147710'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,306,650,113,94,17,707,346,748,162,45,</standard>
<standard id='147711'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,306,650,113,94,17,707,346,748,162,45,</standard>
<standard id='147712'>17811,62224,17812,17806,65743,17805,67667,17798,17796,67670,67669,67668,17818,60226,56530,56531,56529,20851,20852,56532,306,94,707,346,45,388,121,162,691,319,</standard>
<standard id='147713'>68295,56534,15960,60261,56533,60252,68028,17828,62143,68110,60232,60228,60253,67754,68042,67747,62602,62591,65690,65603,391,84,367,691,700,542,997,163,348,1009,</standard>
<standard id='147714'>68302,68305,68295,17812,62144,68300,68297,20829,17810,62451,62516,62601,62605,62602,62450,15962,60254,60225,60222,60226,388,36,162,121,45,346,847,603,570,175,</standard>
<standard id='147715'>68302,68305,68295,17812,62144,68300,68297,20829,17810,62451,62516,62601,62605,62602,62450,15962,60254,60225,60222,60226,388,36,162,121,45,346,847,603,570,175,</standard>
<standard id='147716'>68297,17810,62144,68300,20829,68295,68305,17812,68302,62451,60222,60254,60225,65690,60226,15962,68104,62276,62450,60234,388,36,84,570,175,847,603,37,121,346,</standard>
<standard id='147717'>68302,68305,68295,17812,62144,68300,68297,20829,17810,62451,62516,62601,62605,62602,62450,15962,60254,60225,60222,60226,388,36,162,121,45,346,847,603,570,175,</standard>
<standard id='147718'>68302,68305,68295,17812,62144,68300,68297,20829,17810,62451,62516,62601,62605,62602,62450,15962,60254,60225,60222,60226,388,36,162,121,45,346,847,603,570,175,</standard>
<standard id='147719'>17811,60214,67858,56530,65743,56529,17812,68305,68302,68295,60215,17813,60316,60212,62224,68287,68293,68294,68141,67757,346,707,650,306,94,17,113,121,36,45,</standard>
<standard id='147720'>62144,68300,17810,20829,68297,60226,60225,62516,68104,68111,68110,60234,15962,60222,17812,67851,62273,62276,67734,62606,175,847,388,570,36,84,26,603,37,547,</standard>
<standard id='147721'>68297,60217,60223,68104,60234,68306,68300,62144,20829,17810,62454,68110,60227,17812,60213,62512,67738,60218,68305,68307,388,36,84,603,175,847,570,37,121,553,</standard>
<standard id='147722'>17810,68297,68295,20829,68302,68300,17812,68305,62144,15962,62605,62602,62606,60222,65690,60225,62516,62273,62276,60254,388,36,162,84,570,603,175,121,45,37,</standard>
<standard id='147723'>65740,68110,68296,67738,68104,60227,60234,60218,60213,68291,60223,68297,62142,68306,68307,62454,65743,65742,60217,62512,354,264,543,533,312,553,727,725,764,719,</standard>
<standard id='147724'>65740,68110,68296,65742,65741,65743,67738,67668,62136,68287,68139,67669,62138,17817,67750,20823,67857,20862,56530,68289,354,312,543,264,533,727,725,773,764,582,</standard>
<standard id='147725'>68110,60217,60223,65740,68296,65741,60234,62454,60227,60213,68104,60218,68307,68297,67738,62144,65742,65743,67857,68106,354,264,543,533,312,479,553,334,333,371,</standard>
<standard id='147726'>56530,56529,17809,68142,15429,15952,15951,68290,15964,60315,67736,56531,68292,60214,60259,20863,67764,17813,62480,62584,203,650,154,994,719,1011,602,94,153,692,</standard>
<standard id='147727'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,306,650,113,94,17,707,346,748,162,45,</standard>
<standard id='147728'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,306,650,113,94,17,707,346,748,162,45,</standard>
<standard id='147729'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,306,650,113,94,17,707,346,748,162,45,</standard>
<standard id='147730'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,306,650,113,94,17,707,346,748,162,45,</standard>
<standard id='147731'>60316,15953,68293,68035,68036,68041,68040,68033,67669,17818,67733,68037,67755,67757,67735,17820,60230,15426,67734,67670,355,306,748,319,694,522,542,759,459,719,</standard>
<standard id='147732'>68035,68036,68033,67669,68041,67733,68037,67755,68040,17818,15955,15953,60261,15954,60258,67667,60230,67670,60257,60316,694,522,759,355,542,306,526,593,748,773,</standard>
<standard id='147733'>68293,60316,15953,67757,67858,67669,62483,67670,67667,17818,65743,56530,17811,60214,56529,62147,67733,60258,20827,17823,306,748,355,319,759,582,94,707,650,113,</standard>
<standard id='147734'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,306,650,113,94,17,707,346,748,162,45,</standard>
<standard id='147735'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,306,650,113,94,17,707,346,748,162,45,</standard>
<standard id='147736'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,306,650,113,94,17,707,346,748,162,45,</standard>
<standard id='147737'>68295,60215,17813,17812,60212,68287,68305,56530,60214,56529,60254,60234,17837,15964,62480,60226,60224,56532,63120,56533,305,707,346,388,121,558,36,691,153,130,</standard>
<standard id='147738'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,306,650,113,94,17,707,346,748,162,45,</standard>
<standard id='147739'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,306,650,113,94,17,707,346,748,162,45,</standard>
<standard id='147740'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,306,650,113,94,17,707,346,748,162,45,</standard>
<standard id='147741'>68110,68111,60215,68293,60316,15953,68041,67667,60261,67670,67669,60223,67757,60228,60224,60222,15960,60254,68295,67857,748,319,355,306,632,542,582,628,33,65,</standard>
<standard id='147742'>65743,60214,67858,56529,56530,17811,60316,62592,60215,17813,17812,60212,62224,68294,68295,68302,68305,68293,68287,67756,306,650,113,94,17,707,346,748,162,45,</standard>
<standard id='147743'>20829,68297,68300,62144,20828,20825,60223,17810,68287,60225,60222,65690,17812,60212,68104,62273,15962,62516,60226,68306,388,570,603,847,175,84,37,36,353,121,</standard>
<standard id='147744'>60254,62480,67738,15964,17837,67740,60213,62479,67749,60222,20829,60221,17830,60220,60223,60224,60226,17839,63120,62256,305,719,773,153,725,367,547,698,388,353,</standard>
<standard id='147745'>60217,62144,60223,60234,60227,60254,68104,65723,15960,62454,60224,17830,60222,60216,60215,60213,60218,60219,60220,67749,334,333,335,292,175,698,84,847,603,388,</standard>
<standard id='147746'>68295,60215,17813,17812,60212,68287,68305,56530,60214,56529,60254,60234,17837,15964,62480,60226,60224,56532,63120,56533,305,707,346,388,121,558,36,691,153,130,</standard>
<standard id='147747'>60254,62480,67738,15964,17837,67740,60213,62479,67749,60222,20829,60221,17830,60220,60223,60224,60226,17839,63120,62256,305,719,773,153,725,367,547,698,388,353,</standard>
<standard id='147748'>60217,60223,60213,68104,62454,60218,68110,60227,60234,68307,62144,68297,60220,60221,60224,60222,60219,60215,67857,68032,479,335,333,771,131,505,371,334,253,292,</standard>
</correlations>
</standards>